Living Cost Compare
Fargo

North Dakota

$940/mo est.

vs
Washington

District of Columbia

$2,150/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $940 in Fargo, ND versus $2,150 in Washington, DC. Overall, Fargo, ND is roughly 56% cheaper to live in day-to-day than Washington, DC, driven mainly by rent.

Median household income is $66,029 in Fargo, ND and $106,287 in Washington, DC — about 38% higher in Washington, DC. North Dakota has a top state income tax rate of 2.50% and a 5% state sales tax; District of Columbia has a top state income tax rate of 10.75% and a 6% state sales tax.

Rent

Studio
$671
$1,763
+163% in Washington, DC
1 Bedroom
$804
$1,885
+134% in Washington, DC
2 Bedroom
$956
$1,949
+104% in Washington, DC
3 Bedroom
$1,368
$2,249
+64% in Washington, DC

Buying a Home

Median Home Value
$269,800
$724,600
+169% in Washington, DC

Income

Median Household Income
$66,029
$106,287
+61% in Washington, DC
Metro Median Wage (annual)
$51,050
$71,060
+39% in Washington, DC

People & Lifestyle

Median Age
32.2 yr
34.9 yr
+2.7 yr in Washington, DC
Homeownership
44.1%
41.1%
+3.0 pp in Fargo, ND
Bachelor's+ (25+)
43.2%
63.6%
+20.4 pp in Washington, DC
Avg Commute
15.8 min
30.3 min
+14.5 min in Washington, DC

Crime (per 100k/yr)

Violent Crime
504.9
936.3
+85% in Washington, DC
Property Crime
3,726.4
3,627.9
+3% in Fargo, ND

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
42.4°F
58.2°F
+15.8°F in Washington, DC
Annual Precipitation
22.6 in
39.7 in
+17.2 in in Washington, DC

Gas

Regular Gasoline
$3.94/gal
$3.86/gal
+2% in Fargo, ND

Area: Midwest (PADD 2) vs East Coast (PADD 1).

Public Transit

Base Fare (one-way)
$2.00

Adult base one-way fare — vs WMATA (Metrobus) (2026).

Utilities

Electricity (¢/kWh)
13.6
25.4
+87% in Washington, DC
Natural Gas ($/MCF)
$11.39
$22.01
+93% in Washington, DC

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.00
+7% in Fargo, ND
Bread (lb)
$1.66
$1.75
+5% in Washington, DC
Eggs (doz)
$3.63
$2.21
+39% in Fargo, ND
Ground Beef (lb)
$6.77
$6.45
+5% in Fargo, ND
Chicken (lb)
$2.10
$1.90
+9% in Fargo, ND
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (ND / DC)
5%
6%
+1.0 pp in DC
Income Tax (top rate)
2.50%
10.75%
+8.3 pp in DC

Fargo vs Washington — FAQ

Is it cheaper to live in Fargo or Washington?
Fargo, ND is cheaper. Its monthly baseline of $940 (1BR rent + utilities) runs about 56% below Washington, DC's $2,150, mainly because of rent.
How much more do you need to earn to live in Fargo than in Washington?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $32,000 a year in Fargo versus $75,000 in Washington.
Which has lower taxes, Fargo or Washington?
Fargo is taxed under North Dakota's rules (a top state income tax rate of 2.50% and a 5% state sales tax); Washington under District of Columbia's (a top state income tax rate of 10.75% and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).