Living Cost Compare
Fargo

North Dakota

$940/mo est.

vs
Portland

Maine

$1,620/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $940 in Fargo, ND versus $1,620 in Portland, ME. Overall, Fargo, ND is roughly 42% cheaper to live in day-to-day than Portland, ME, driven mainly by rent.

Median household income is $66,029 in Fargo, ND and $76,174 in Portland, ME — about 13% higher in Portland, ME. North Dakota has a top state income tax rate of 2.50% and a 5% state sales tax; Maine has a top state income tax rate of 7.15% and a 5.5% state sales tax.

Rent

Studio
$671
$1,038
+55% in Portland, ME
1 Bedroom
$804
$1,331
+66% in Portland, ME
2 Bedroom
$956
$1,664
+74% in Portland, ME
3 Bedroom
$1,368
$1,919
+40% in Portland, ME

Buying a Home

Median Home Value
$269,800
$452,600
+68% in Portland, ME

Income

Median Household Income
$66,029
$76,174
+15% in Portland, ME
Metro Median Wage (annual)
$51,050
$56,960
+12% in Portland, ME

People & Lifestyle

Median Age
32.2 yr
37.5 yr
+5.3 yr in Portland, ME
Homeownership
44.1%
46.7%
+2.6 pp in Portland, ME
Bachelor's+ (25+)
43.2%
59.2%
+16.0 pp in Portland, ME
Avg Commute
15.8 min
19.9 min
+4.1 min in Portland, ME

Crime (per 100k/yr)

Violent Crime
504.9
272.7
+46% in Fargo, ND
Property Crime
3,726.4
2,513.3
+33% in Fargo, ND

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
42.4°F
46.5°F
+4.1°F in Portland, ME
Annual Precipitation
22.6 in
47.3 in
+24.7 in in Portland, ME

Gas

Regular Gasoline
$3.94/gal
$3.86/gal
+2% in Fargo, ND

Area: Midwest (PADD 2) vs East Coast (PADD 1).

Utilities

Electricity (¢/kWh)
13.6
28.6
+110% in Portland, ME
Natural Gas ($/MCF)
$11.39
$21.00
+84% in Portland, ME

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.92
+16% in Portland, ME
Eggs (doz)
$3.63
$2.19
+40% in Fargo, ND
Ground Beef (lb)
$6.77
$6.90
+2% in Portland, ME
Chicken (lb)
$2.10
$2.19
+4% in Portland, ME
Bananas (lb)
$0.62
$0.69
+12% in Portland, ME

Average prices — Midwest vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (ND / ME)
5%
5.5%
+0.5 pp in ME
Income Tax (top rate)
2.50%
7.15%
+4.7 pp in ME

Fargo vs Portland — FAQ

Is it cheaper to live in Fargo or Portland?
Fargo, ND is cheaper. Its monthly baseline of $940 (1BR rent + utilities) runs about 42% below Portland, ME's $1,620, mainly because of rent.
How much more do you need to earn to live in Fargo than in Portland?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $32,000 a year in Fargo versus $53,000 in Portland.
Which has lower taxes, Fargo or Portland?
Fargo is taxed under North Dakota's rules (a top state income tax rate of 2.50% and a 5% state sales tax); Portland under Maine's (a top state income tax rate of 7.15% and a 5.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).