Is it cheaper to live in Fargo or Hattiesburg?

Fargo, ND is cheaper. Its monthly baseline of $960 (1BR rent + utilities) runs about 7% below Hattiesburg, MS's $1,030, mainly because of rent.

How much more do you need to earn to live in Fargo than in Hattiesburg?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $32,000 a year in Fargo versus $34,000 in Hattiesburg.

Which has lower taxes, Fargo or Hattiesburg?

Fargo is taxed under North Dakota's rules (a top state income tax rate of 2.50% and a 5% state sales tax); Hattiesburg under Mississippi's (a top state income tax rate of 4.00% and a 7% state sales tax).

Fargo vs Hattiesburg Cost of Living 2026

Fargo

North Dakota

$960/mo est.

Hattiesburg

Mississippi

$1,030/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $960 in Fargo, ND versus $1,030 in Hattiesburg, MS. Overall, Fargo, ND is roughly 7% cheaper to live in day-to-day than Hattiesburg, MS, driven mainly by rent.

Median household income is $66,029 in Fargo, ND and $44,140 in Hattiesburg, MS — about 33% higher in Fargo, ND. North Dakota has a top state income tax rate of 2.50% and a 5% state sales tax; Mississippi has a top state income tax rate of 4.00% and a 7% state sales tax.

Fargo, ND

Hattiesburg, MS

Rent

Studio

$671

$630

+6% in Fargo, ND

1 Bedroom

$804

$841

+5% in Hattiesburg, MS

2 Bedroom

$956

$980

+3% in Hattiesburg, MS

3 Bedroom

$1,368

$1,195

+13% in Fargo, ND

Buying a Home

Median Home Value

$269,800

$153,600

+43% in Fargo, ND

Income

Median Household Income

$66,029

$44,140

+33% in Fargo, ND

Metro Median Wage (annual)

$51,050

$37,750

+26% in Fargo, ND

People & Lifestyle

Median Age

32.2 yr

28.7 yr

+3.5 yr in Fargo, ND

Homeownership

44.1%

36.5%

+7.6 pp in Fargo, ND

Bachelor's+ (25+)

43.2%

35.0%

+8.2 pp in Fargo, ND

Avg Commute

15.8 min

17.0 min

+1.2 min in Hattiesburg, MS

Crime (per 100k/yr)

Violent Crime

504.9

221.5

+56% in Fargo, ND

Property Crime

3,726.4

3,475.7

+7% in Fargo, ND

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

42.4°F

66.1°F

+23.7°F in Hattiesburg, MS

Annual Precipitation

22.6 in

59.2 in

+36.6 in in Hattiesburg, MS

Gas

Regular Gasoline

$3.85/gal

$3.62/gal

+6% in Fargo, ND

Area: Midwest (PADD 2) vs Gulf Coast (PADD 3).

Utilities

Electricity (¢/kWh)

14.1

14.9

+5% in Hattiesburg, MS

Natural Gas ($/MCF)

$18.21

$29.04

+59% in Hattiesburg, MS

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.31

$4.00

+7% in Fargo, ND

Bread (lb)

$1.66

$1.75

+5% in Hattiesburg, MS

Eggs (doz)

$3.63

$2.21

+39% in Fargo, ND

Ground Beef (lb)

$6.77

$6.45

+5% in Fargo, ND

Chicken (lb)

$2.10

$1.90

+9% in Fargo, ND

Bananas (lb)

$0.62

about equal

Average prices — Midwest vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (ND / MS)

+2.0 pp in MS

Income Tax (top rate)

2.50%

4.00%

+1.5 pp in MS

Fargo vs Hattiesburg — FAQ

Is it cheaper to live in Fargo or Hattiesburg?: Fargo, ND is cheaper. Its monthly baseline of $960 (1BR rent + utilities) runs about 7% below Hattiesburg, MS's $1,030, mainly because of rent.
How much more do you need to earn to live in Fargo than in Hattiesburg?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $32,000 a year in Fargo versus $34,000 in Hattiesburg.
Which has lower taxes, Fargo or Hattiesburg?: Fargo is taxed under North Dakota's rules (a top state income tax rate of 2.50% and a 5% state sales tax); Hattiesburg under Mississippi's (a top state income tax rate of 4.00% and a 7% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).