Is it cheaper to live in Fargo or Gulfport?

Fargo, ND is cheaper. Its monthly baseline of $960 (1BR rent + utilities) runs about 7% below Gulfport, MS's $1,030, mainly because of rent.

How much more do you need to earn to live in Fargo than in Gulfport?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $32,000 a year in Fargo versus $34,000 in Gulfport.

Which has lower taxes, Fargo or Gulfport?

Fargo is taxed under North Dakota's rules (a top state income tax rate of 2.50% and a 5% state sales tax); Gulfport under Mississippi's (a top state income tax rate of 4.00% and a 7% state sales tax).

Fargo vs Gulfport Cost of Living 2026

Fargo

North Dakota

$960/mo est.

Gulfport

Mississippi

$1,030/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $960 in Fargo, ND versus $1,030 in Gulfport, MS. Overall, Fargo, ND is roughly 7% cheaper to live in day-to-day than Gulfport, MS, driven mainly by rent.

Median household income is $66,029 in Fargo, ND and $46,044 in Gulfport, MS — about 30% higher in Fargo, ND. North Dakota has a top state income tax rate of 2.50% and a 5% state sales tax; Mississippi has a top state income tax rate of 4.00% and a 7% state sales tax.

Fargo, ND

Gulfport, MS

Rent

Studio

$671

$958

+43% in Gulfport, MS

1 Bedroom

$804

$849

+6% in Gulfport, MS

2 Bedroom

$956

$990

+4% in Gulfport, MS

3 Bedroom

$1,368

$1,171

+14% in Fargo, ND

Buying a Home

Median Home Value

$269,800

$167,100

+38% in Fargo, ND

Income

Median Household Income

$66,029

$46,044

+30% in Fargo, ND

Metro Median Wage (annual)

$51,050

$43,470

+15% in Fargo, ND

People & Lifestyle

Median Age

32.2 yr

36.7 yr

+4.5 yr in Gulfport, MS

Homeownership

44.1%

53.1%

+9.0 pp in Gulfport, MS

Bachelor's+ (25+)

43.2%

22.3%

+20.9 pp in Fargo, ND

Avg Commute

15.8 min

21.8 min

+6.0 min in Gulfport, MS

Crime (per 100k/yr)

Violent Crime

504.9

623.5

+23% in Gulfport, MS

Property Crime

3,726.4

3,881.3

+4% in Gulfport, MS

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

42.4°F

67.6°F

+25.2°F in Gulfport, MS

Annual Precipitation

22.6 in

64.7 in

+42.1 in in Gulfport, MS

Gas

Regular Gasoline

$3.85/gal

$3.62/gal

+6% in Fargo, ND

Area: Midwest (PADD 2) vs Gulf Coast (PADD 3).

Utilities

Electricity (¢/kWh)

14.1

14.9

+5% in Gulfport, MS

Natural Gas ($/MCF)

$18.21

$29.04

+59% in Gulfport, MS

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.31

$4.00

+7% in Fargo, ND

Bread (lb)

$1.66

$1.75

+5% in Gulfport, MS

Eggs (doz)

$3.63

$2.21

+39% in Fargo, ND

Ground Beef (lb)

$6.77

$6.45

+5% in Fargo, ND

Chicken (lb)

$2.10

$1.90

+9% in Fargo, ND

Bananas (lb)

$0.62

about equal

Average prices — Midwest vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (ND / MS)

+2.0 pp in MS

Income Tax (top rate)

2.50%

4.00%

+1.5 pp in MS

Fargo vs Gulfport — FAQ

Is it cheaper to live in Fargo or Gulfport?: Fargo, ND is cheaper. Its monthly baseline of $960 (1BR rent + utilities) runs about 7% below Gulfport, MS's $1,030, mainly because of rent.
How much more do you need to earn to live in Fargo than in Gulfport?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $32,000 a year in Fargo versus $34,000 in Gulfport.
Which has lower taxes, Fargo or Gulfport?: Fargo is taxed under North Dakota's rules (a top state income tax rate of 2.50% and a 5% state sales tax); Gulfport under Mississippi's (a top state income tax rate of 4.00% and a 7% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).