Living Cost Compare
Eugene

Oregon

$1,260/mo est.

vs
San Diego

California

$2,210/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,260 in Eugene, OR versus $2,210 in San Diego, CA. Overall, Eugene, OR is roughly 43% cheaper to live in day-to-day than San Diego, CA, driven mainly by rent.

Median household income is $63,836 in Eugene, OR and $104,321 in San Diego, CA — about 39% higher in San Diego, CA. Oregon has a top state income tax rate of 9.90% and no state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$1,011
$1,737
+72% in San Diego, CA
1 Bedroom
$1,080
$1,883
+74% in San Diego, CA
2 Bedroom
$1,411
$2,348
+66% in San Diego, CA
3 Bedroom
$1,674
$2,818
+68% in San Diego, CA

Buying a Home

Median Home Value
$435,400
$848,500
+95% in San Diego, CA

Income

Median Household Income
$63,836
$104,321
+63% in San Diego, CA
Metro Median Wage (annual)
$49,680
$58,690
+18% in San Diego, CA

People & Lifestyle

Median Age
35.4 yr
36.0 yr
+0.6 yr in San Diego, CA
Homeownership
47.6%
47.6%
about equal
Bachelor's+ (25+)
44.2%
49.9%
+5.7 pp in San Diego, CA
Avg Commute
18.6 min
23.9 min
+5.3 min in San Diego, CA

Crime (per 100k/yr)

Violent Crime
319.6
414.3
+30% in San Diego, CA
Property Crime
3,348.9
1,693.6
+49% in Eugene, OR

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
52.5°F
63.6°F
+11.1°F in San Diego, CA
Annual Precipitation
46.1 in
10.3 in
+35.8 in in Eugene, OR

Gas

Regular Gasoline
$5.09/gal
$5.40/gal
+6% in San Diego, CA

Area: West Coast (PADD 5) vs California.

Public Transit

Base Fare (one-way)
$2.50

Adult base one-way fare — vs MTS (2026).

Utilities

Electricity (¢/kWh)
16.3
33.3
+104% in San Diego, CA
Natural Gas ($/MCF)
$20.59
$20.72
+1% in San Diego, CA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.82
$4.82
about equal
Bread (lb)
$2.04
$2.04
about equal
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$7.36
$7.36
about equal
Chicken (lb)
$2.01
$2.01
about equal
Bananas (lb)
$0.70
$0.70
about equal

Average prices — West vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (OR / CA)
None
7.25%
+7.3 pp in CA
Income Tax (top rate)
9.90%
13.30%
+3.4 pp in CA

Eugene vs San Diego — FAQ

Is it cheaper to live in Eugene or San Diego?
Eugene, OR is cheaper. Its monthly baseline of $1,260 (1BR rent + utilities) runs about 43% below San Diego, CA's $2,210, mainly because of rent.
How much more do you need to earn to live in Eugene than in San Diego?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $43,000 a year in Eugene versus $75,000 in San Diego.
Which has lower taxes, Eugene or San Diego?
Eugene is taxed under Oregon's rules (a top state income tax rate of 9.90% and no state sales tax); San Diego under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).