Living Cost Compare
El Paso

Texas

$1,020/mo est.

vs
Rapid City

South Dakota

$970/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,020 in El Paso, TX versus $970 in Rapid City, SD. Overall, Rapid City, SD is roughly 5% cheaper to live in day-to-day than El Paso, TX, driven mainly by natural gas costs.

Median household income is $58,734 in El Paso, TX and $65,712 in Rapid City, SD — about 11% higher in Rapid City, SD. Texas has no state income tax and a 6.25% state sales tax; South Dakota has no state income tax and a 4.2% state sales tax.

Rent

Studio
$707
$533
+25% in El Paso, TX
1 Bedroom
$816
$807
+1% in El Paso, TX
2 Bedroom
$993
$1,156
+16% in Rapid City, SD
3 Bedroom
$1,252
$1,260
+1% in Rapid City, SD

Buying a Home

Median Home Value
$171,700
$270,000
+57% in Rapid City, SD

Income

Median Household Income
$58,734
$65,712
+12% in Rapid City, SD
Metro Median Wage (annual)
$39,510
$46,270
+17% in Rapid City, SD

People & Lifestyle

Median Age
34.1 yr
39.0 yr
+4.9 yr in Rapid City, SD
Homeownership
60.2%
61.6%
+1.4 pp in Rapid City, SD
Bachelor's+ (25+)
27.5%
36.4%
+8.9 pp in Rapid City, SD
Avg Commute
23.7 min
17.4 min
+6.3 min in El Paso, TX

Crime (per 100k/yr)

Violent Crime
319.7
718.9
+125% in Rapid City, SD
Property Crime
1,509.3
3,795.8
+151% in Rapid City, SD

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
64.6°F
47.1°F
+17.5°F in El Paso, TX
Annual Precipitation
9.7 in
16.3 in
+6.6 in in Rapid City, SD

Gas

Regular Gasoline
$3.58/gal
$3.85/gal
+8% in Rapid City, SD

Area: Texas vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$1.50

Adult base one-way fare — Sun Metro vs (2026).

Utilities

Electricity (¢/kWh)
15.9
15.4
+4% in El Paso, TX
Natural Gas ($/MCF)
$31.89
$15.26
+52% in El Paso, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.31
+8% in Rapid City, SD
Bread (lb)
$1.75
$1.66
+5% in El Paso, TX
Eggs (doz)
$2.21
$3.63
+64% in Rapid City, SD
Ground Beef (lb)
$6.45
$6.77
+5% in Rapid City, SD
Chicken (lb)
$1.90
$2.10
+10% in Rapid City, SD
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TX / SD)
6.25%
4.2%
+2.0 pp in TX
Income Tax (top rate)
None
None
about equal

El Paso vs Rapid City — FAQ

Is it cheaper to live in El Paso or Rapid City?
Rapid City, SD is cheaper. Its monthly baseline of $970 (1BR rent + utilities) runs about 5% below El Paso, TX's $1,020, mainly because of natural gas costs.
How much more do you need to earn to live in El Paso than in Rapid City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $33,000 a year in El Paso versus $32,000 in Rapid City.
Which has lower taxes, El Paso or Rapid City?
El Paso is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Rapid City under South Dakota's (no state income tax and a 4.2% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).