Living Cost Compare
El Paso

Texas

$1,010/mo est.

vs
Phoenix

Arizona

$1,430/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,010 in El Paso, TX versus $1,430 in Phoenix, AZ. Overall, El Paso, TX is roughly 29% cheaper to live in day-to-day than Phoenix, AZ, driven mainly by rent.

Median household income is $58,734 in El Paso, TX and $77,041 in Phoenix, AZ — about 24% higher in Phoenix, AZ. Texas has no state income tax and a 6.25% state sales tax; Arizona has a top state income tax rate of 2.50% and a 5.6% state sales tax.

Rent

Studio
$707
$1,127
+59% in Phoenix, AZ
1 Bedroom
$816
$1,253
+54% in Phoenix, AZ
2 Bedroom
$993
$1,493
+50% in Phoenix, AZ
3 Bedroom
$1,252
$1,771
+41% in Phoenix, AZ

Buying a Home

Median Home Value
$171,700
$381,900
+122% in Phoenix, AZ

Income

Median Household Income
$58,734
$77,041
+31% in Phoenix, AZ
Metro Median Wage (annual)
$39,510
$51,380
+30% in Phoenix, AZ

People & Lifestyle

Median Age
34.1 yr
34.8 yr
+0.7 yr in Phoenix, AZ
Homeownership
60.2%
57.1%
+3.1 pp in El Paso, TX
Bachelor's+ (25+)
27.5%
32.3%
+4.8 pp in Phoenix, AZ
Avg Commute
23.7 min
25.7 min
+2.0 min in Phoenix, AZ

Crime (per 100k/yr)

Violent Crime
319.7
799.6
+150% in Phoenix, AZ
Property Crime
1,509.3
2,338.9
+55% in Phoenix, AZ

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
64.6°F
75.1°F
+10.5°F in Phoenix, AZ
Annual Precipitation
9.7 in
8.2 in
+1.5 in in El Paso, TX

Gas

Regular Gasoline
$3.96/gal
$5.57/gal
+41% in Phoenix, AZ

Area: Texas vs West Coast (PADD 5).

Public Transit

Base Fare (one-way)
$1.50
$2.00
+33% in Phoenix, AZ

Adult base one-way fare — Sun Metro vs Valley Metro (2026).

Utilities

Electricity (¢/kWh)
16.4
15.6
+5% in El Paso, TX
Natural Gas ($/MCF)
$24.61
$19.69
+20% in El Paso, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.16
$4.37
+5% in Phoenix, AZ
Bread (lb)
$1.73
$2.10
+21% in Phoenix, AZ
Eggs (doz)
$2.19
$2.25
+3% in Phoenix, AZ
Ground Beef (lb)
$6.56
$7.23
+10% in Phoenix, AZ
Chicken (lb)
$1.90
$2.14
+12% in Phoenix, AZ
Bananas (lb)
$0.61
$0.74
+21% in Phoenix, AZ

Average prices — South vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TX / AZ)
6.25%
5.6%
+0.7 pp in TX
Income Tax (top rate)
None
2.50%
+2.5 pp in AZ

El Paso vs Phoenix — FAQ

Is it cheaper to live in El Paso or Phoenix?
El Paso, TX is cheaper. Its monthly baseline of $1,010 (1BR rent + utilities) runs about 29% below Phoenix, AZ's $1,430, mainly because of rent.
How much more do you need to earn to live in El Paso than in Phoenix?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $33,000 a year in El Paso versus $50,000 in Phoenix.
Which has lower taxes, El Paso or Phoenix?
El Paso is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Phoenix under Arizona's (a top state income tax rate of 2.50% and a 5.6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).