Living Cost Compare
El Paso

Texas

$1,020/mo est.

vs
Naperville

Illinois

$1,830/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,020 in El Paso, TX versus $1,830 in Naperville, IL. Overall, El Paso, TX is roughly 44% cheaper to live in day-to-day than Naperville, IL, driven mainly by rent.

Median household income is $58,734 in El Paso, TX and $150,937 in Naperville, IL — about 61% higher in Naperville, IL. Texas has no state income tax and a 6.25% state sales tax; Illinois has a top state income tax rate of 4.95% and a 6.25% state sales tax.

El Paso, TX
Naperville, IL

Rent

Studio
$707
$1,713
+142% in Naperville, IL
1 Bedroom
$816
$1,594
+95% in Naperville, IL
2 Bedroom
$993
$1,889
+90% in Naperville, IL
3 Bedroom
$1,252
$2,446
+95% in Naperville, IL

Buying a Home

Median Home Value
$171,700
$509,900
+197% in Naperville, IL

Income

Median Household Income
$58,734
$150,937
+157% in Naperville, IL
Metro Median Wage (annual)
$39,510
$54,720
+38% in Naperville, IL

People & Lifestyle

Median Age
34.1 yr
40.1 yr
+6.0 yr in Naperville, IL
Homeownership
60.2%
74.3%
+14.1 pp in Naperville, IL
Bachelor's+ (25+)
27.5%
71.7%
+44.2 pp in Naperville, IL
Avg Commute
23.7 min
31.4 min
+7.7 min in Naperville, IL

Crime (per 100k/yr)

Violent Crime
319.7
85.7
+73% in El Paso, TX
Property Crime
1,509.3
892.2
+41% in El Paso, TX

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
64.6°F
49.9°F
+14.7°F in El Paso, TX
Annual Precipitation
9.7 in
36.9 in
+27.2 in in Naperville, IL

Gas

Regular Gasoline
$3.62/gal
$3.94/gal
+9% in Naperville, IL

Area: Texas vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$1.50
—

Adult base one-way fare — Sun Metro vs — (2026).

Utilities

Electricity (¢/kWh)
16.4
23.9
+45% in Naperville, IL
Natural Gas ($/MCF)
$30.48
$15.39
+50% in El Paso, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.31
+8% in Naperville, IL
Bread (lb)
$1.75
$1.66
+5% in El Paso, TX
Eggs (doz)
$2.21
$3.63
+64% in Naperville, IL
Ground Beef (lb)
$6.45
$6.77
+5% in Naperville, IL
Chicken (lb)
$1.90
$2.10
+10% in Naperville, IL
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TX / IL)
6.25%
6.25%
about equal
Income Tax (top rate)
None
4.95%
+5.0 pp in IL

El Paso vs Naperville — FAQ

Is it cheaper to live in El Paso or Naperville?
El Paso, TX is cheaper. Its monthly baseline of $1,020 (1BR rent + utilities) runs about 44% below Naperville, IL's $1,830, mainly because of rent.
How much more do you need to earn to live in El Paso than in Naperville?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $33,000 a year in El Paso versus $64,000 in Naperville.
Which has lower taxes, El Paso or Naperville?
El Paso is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Naperville under Illinois's (a top state income tax rate of 4.95% and a 6.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).