Living Cost Compare
El Paso

Texas

$1,020/mo est.

vs
Montgomery

Alabama

$1,020/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,020 in El Paso, TX versus $1,020 in Montgomery, AL. The two are close overall, within a few percent of each other.

Median household income is $58,734 in El Paso, TX and $55,687 in Montgomery, AL — about 5% higher in El Paso, TX. Texas has no state income tax and a 6.25% state sales tax; Alabama has a top state income tax rate of 5.00% and a 4% state sales tax.

Rent

Studio
$707
$864
+22% in Montgomery, AL
1 Bedroom
$816
$831
+2% in Montgomery, AL
2 Bedroom
$993
$982
+1% in El Paso, TX
3 Bedroom
$1,252
$1,172
+6% in El Paso, TX

Buying a Home

Median Home Value
$171,700
$148,500
+14% in El Paso, TX

Income

Median Household Income
$58,734
$55,687
+5% in El Paso, TX
Metro Median Wage (annual)
$39,510
$44,950
+14% in Montgomery, AL

People & Lifestyle

Median Age
34.1 yr
36.2 yr
+2.1 yr in Montgomery, AL
Homeownership
60.2%
54.3%
+5.9 pp in El Paso, TX
Bachelor's+ (25+)
27.5%
33.5%
+6.0 pp in Montgomery, AL
Avg Commute
23.7 min
20.5 min
+3.2 min in El Paso, TX

Crime (per 100k/yr)

Violent Crime
319.7
605.5
+89% in Montgomery, AL
Property Crime
1,509.3
2,258.3
+50% in Montgomery, AL

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
64.6°F
65.1°F
+0.5°F in Montgomery, AL
Annual Precipitation
9.7 in
53.1 in
+43.4 in in Montgomery, AL

Gas

Regular Gasoline
$3.58/gal
$3.62/gal
+1% in Montgomery, AL

Area: Texas vs Gulf Coast (PADD 3).

Public Transit

Base Fare (one-way)
$1.50

Adult base one-way fare — Sun Metro vs (2026).

Utilities

Electricity (¢/kWh)
15.9
16.4
+3% in Montgomery, AL
Natural Gas ($/MCF)
$31.89
$24.06
+25% in El Paso, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.00
about equal
Bread (lb)
$1.75
$1.75
about equal
Eggs (doz)
$2.21
$2.21
about equal
Ground Beef (lb)
$6.45
$6.45
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TX / AL)
6.25%
4%
+2.3 pp in TX
Income Tax (top rate)
None
5.00%
+5.0 pp in AL

El Paso vs Montgomery — FAQ

Is it cheaper to live in El Paso or Montgomery?
They're close. El Paso, TX runs about $1,020 a month and Montgomery, AL about $1,020 (1BR rent + utilities) — within a few percent of each other.
How much more do you need to earn to live in El Paso than in Montgomery?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $33,000 a year in El Paso versus $33,000 in Montgomery.
Which has lower taxes, El Paso or Montgomery?
El Paso is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Montgomery under Alabama's (a top state income tax rate of 5.00% and a 4% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).