Living Cost Compare
Des Moines

Iowa

$1,020/mo est.

vs
Houston

Texas

$1,360/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,020 in Des Moines, IA versus $1,360 in Houston, TX. Overall, Des Moines, IA is roughly 25% cheaper to live in day-to-day than Houston, TX, driven mainly by rent.

Median household income is $63,966 in Des Moines, IA and $62,894 in Houston, TX — about 2% higher in Des Moines, IA. Iowa has a top state income tax rate of 3.80% and a 6% state sales tax; Texas has no state income tax and a 6.25% state sales tax.

Rent

Studio
$870
$1,142
+31% in Houston, TX
1 Bedroom
$870
$1,156
+33% in Houston, TX
2 Bedroom
$1,099
$1,375
+25% in Houston, TX
3 Bedroom
$1,334
$1,664
+25% in Houston, TX

Buying a Home

Median Home Value
$183,700
$253,400
+38% in Houston, TX

Income

Median Household Income
$63,966
$62,894
+2% in Des Moines, IA
Metro Median Wage (annual)
$51,820
$49,410
+5% in Des Moines, IA

People & Lifestyle

Median Age
34.6 yr
34.3 yr
+0.3 yr in Des Moines, IA
Homeownership
60.4%
42.0%
+18.4 pp in Des Moines, IA
Bachelor's+ (25+)
29.0%
36.0%
+7.0 pp in Houston, TX
Avg Commute
19.6 min
27.3 min
+7.7 min in Houston, TX

Crime (per 100k/yr)

Violent Crime
707.3
1,153.8
+63% in Houston, TX
Property Crime
3,156.6
4,324.9
+37% in Houston, TX

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
50.9°F
70.3°F
+19.4°F in Houston, TX
Annual Precipitation
36.0 in
54.6 in
+18.6 in in Houston, TX

Gas

Regular Gasoline
$3.94/gal
$3.52/gal
+11% in Des Moines, IA

Area: Midwest (PADD 2) vs Houston.

Public Transit

Base Fare (one-way)
$1.25

Adult base one-way fare — vs Houston METRO (2026).

Utilities

Electricity (¢/kWh)
14.1
16.4
+16% in Houston, TX
Natural Gas ($/MCF)
$15.72
$30.48
+94% in Houston, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.00
+7% in Des Moines, IA
Bread (lb)
$1.66
$1.75
+5% in Houston, TX
Eggs (doz)
$3.63
$2.21
+39% in Des Moines, IA
Ground Beef (lb)
$6.77
$6.45
+5% in Des Moines, IA
Chicken (lb)
$2.10
$1.90
+9% in Des Moines, IA
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (IA / TX)
6%
6.25%
+0.3 pp in TX
Income Tax (top rate)
3.80%
None
+3.8 pp in IA

Des Moines vs Houston — FAQ

Is it cheaper to live in Des Moines or Houston?
Des Moines, IA is cheaper. Its monthly baseline of $1,020 (1BR rent + utilities) runs about 25% below Houston, TX's $1,360, mainly because of rent.
How much more do you need to earn to live in Des Moines than in Houston?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year in Des Moines versus $46,000 in Houston.
Which has lower taxes, Des Moines or Houston?
Des Moines is taxed under Iowa's rules (a top state income tax rate of 3.80% and a 6% state sales tax); Houston under Texas's (no state income tax and a 6.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).