Living Cost Compare
Davenport

Iowa

$960/mo est.

vs
San Francisco

California

$2,760/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $960 in Davenport, IA versus $2,760 in San Francisco, CA. Overall, Davenport, IA is roughly 65% cheaper to live in day-to-day than San Francisco, CA, driven mainly by rent.

Median household income is $64,497 in Davenport, IA and $141,446 in San Francisco, CA — about 54% higher in San Francisco, CA. Iowa has a top state income tax rate of 3.80% and a 6% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$726
$1,560
+115% in San Francisco, CA
1 Bedroom
$777
$2,425
+212% in San Francisco, CA
2 Bedroom
$962
$2,982
+210% in San Francisco, CA
3 Bedroom
$1,117
$3,269
+193% in San Francisco, CA

Buying a Home

Median Home Value
$162,900
$1,380,500
+747% in San Francisco, CA

Income

Median Household Income
$64,497
$141,446
+119% in San Francisco, CA
Metro Median Wage (annual)
$48,550
$74,260
+53% in San Francisco, CA

People & Lifestyle

Median Age
37.8 yr
39.7 yr
+1.9 yr in San Francisco, CA
Homeownership
63.0%
38.5%
+24.5 pp in Davenport, IA
Bachelor's+ (25+)
30.0%
60.1%
+30.1 pp in San Francisco, CA
Avg Commute
18.7 min
31.2 min
+12.5 min in San Francisco, CA

Crime (per 100k/yr)

Violent Crime
581.4
596.5
+3% in San Francisco, CA
Property Crime
3,559.6
3,962.2
+11% in San Francisco, CA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
49.3°F
57.3°F
+8.0°F in San Francisco, CA
Annual Precipitation
36.0 in
23.6 in
+12.4 in in Davenport, IA

Gas

Regular Gasoline
$3.85/gal
$5.55/gal
+44% in San Francisco, CA

Area: Midwest (PADD 2) vs San Francisco.

Public Transit

Base Fare (one-way)
$2.50

Adult base one-way fare — vs SF Muni (2026).

Utilities

Electricity (¢/kWh)
15.9
34.7
+118% in San Francisco, CA
Natural Gas ($/MCF)
$22.16
$20.33
+8% in Davenport, IA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.82
+12% in San Francisco, CA
Bread (lb)
$1.66
$2.04
+23% in San Francisco, CA
Eggs (doz)
$3.63
$2.19
+40% in Davenport, IA
Ground Beef (lb)
$6.77
$7.36
+9% in San Francisco, CA
Chicken (lb)
$2.10
$2.01
+4% in Davenport, IA
Bananas (lb)
$0.62
$0.70
+14% in San Francisco, CA

Average prices — Midwest vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (IA / CA)
6%
7.25%
+1.3 pp in CA
Income Tax (top rate)
3.80%
13.30%
+9.5 pp in CA

Davenport vs San Francisco — FAQ

Is it cheaper to live in Davenport or San Francisco?
Davenport, IA is cheaper. Its monthly baseline of $960 (1BR rent + utilities) runs about 65% below San Francisco, CA's $2,760, mainly because of rent.
How much more do you need to earn to live in Davenport than in San Francisco?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $31,000 a year in Davenport versus $97,000 in San Francisco.
Which has lower taxes, Davenport or San Francisco?
Davenport is taxed under Iowa's rules (a top state income tax rate of 3.80% and a 6% state sales tax); San Francisco under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).