Is it cheaper to live in Concord or Tulsa?

Tulsa, OK is cheaper. Its monthly baseline of $1,030 (1BR rent + utilities) runs about 27% below Concord, NH's $1,410, mainly because of rent.

How much more do you need to earn to live in Concord than in Tulsa?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $45,000 a year in Concord versus $34,000 in Tulsa.

Which has lower taxes, Concord or Tulsa?

Concord is taxed under New Hampshire's rules (no state income tax and no state sales tax); Tulsa under Oklahoma's (a top state income tax rate of 4.50% and a 4.5% state sales tax).

Concord vs Tulsa Cost of Living 2026

Concord

New Hampshire

$1,410/mo est.

Tulsa

Oklahoma

$1,030/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,410 in Concord, NH versus $1,030 in Tulsa, OK. Overall, Tulsa, OK is roughly 27% cheaper to live in day-to-day than Concord, NH, driven mainly by rent.

Median household income is $83,701 in Concord, NH and $58,407 in Tulsa, OK — about 30% higher in Concord, NH. New Hampshire has no state income tax and no state sales tax; Oklahoma has a top state income tax rate of 4.50% and a 4.5% state sales tax.

Concord, NH

Tulsa, OK

Rent

Studio

$876

$786

+10% in Concord, NH

1 Bedroom

$1,134

$847

+25% in Concord, NH

2 Bedroom

$1,475

$1,045

+29% in Concord, NH

3 Bedroom

$1,769

$1,265

+28% in Concord, NH

Buying a Home

Median Home Value

$323,700

$189,600

+41% in Concord, NH

Income

Median Household Income

$83,701

$58,407

+30% in Concord, NH

Metro Median Wage (annual)

—

$46,670

People & Lifestyle

Median Age

40.7 yr

35.5 yr

+5.2 yr in Concord, NH

Homeownership

57.4%

52.0%

+5.4 pp in Concord, NH

Bachelor's+ (25+)

40.1%

33.3%

+6.8 pp in Concord, NH

Avg Commute

23.2 min

18.7 min

+4.5 min in Concord, NH

Crime (per 100k/yr)

Violent Crime

180.7

948.9

+425% in Tulsa, OK

Property Crime

1,251.5

3,664.6

+193% in Tulsa, OK

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

46.4°F

60.1°F

+13.7°F in Tulsa, OK

Annual Precipitation

40.6 in

43.7 in

+3.1 in in Tulsa, OK

Gas

Regular Gasoline

$3.94/gal

$3.85/gal

+2% in Concord, NH

Area: East Coast (PADD 1) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)

27.0

14.3

+47% in Concord, NH

Natural Gas ($/MCF)

$21.67

$31.25

+44% in Tulsa, OK

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.31

$4.00

+7% in Concord, NH

Bread (lb)

$1.92

$1.75

+9% in Concord, NH

Eggs (doz)

$2.19

$2.21

+1% in Tulsa, OK

Ground Beef (lb)

$6.90

$6.45

+6% in Concord, NH

Chicken (lb)

$2.19

$1.90

+13% in Concord, NH

Bananas (lb)

$0.69

$0.62

+11% in Concord, NH

Average prices — Northeast vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NH / OK)

None

4.5%

+4.5 pp in OK

Income Tax (top rate)

None

4.50%

+4.5 pp in OK

Concord vs Tulsa — FAQ

Is it cheaper to live in Concord or Tulsa?: Tulsa, OK is cheaper. Its monthly baseline of $1,030 (1BR rent + utilities) runs about 27% below Concord, NH's $1,410, mainly because of rent.
How much more do you need to earn to live in Concord than in Tulsa?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $45,000 a year in Concord versus $34,000 in Tulsa.
Which has lower taxes, Concord or Tulsa?: Concord is taxed under New Hampshire's rules (no state income tax and no state sales tax); Tulsa under Oklahoma's (a top state income tax rate of 4.50% and a 4.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).