Is it cheaper to live in Concord or Tampa?

Concord, NH is cheaper. Its monthly baseline of $1,410 (1BR rent + utilities) runs about 6% below Tampa, FL's $1,500, mainly because of rent.

How much more do you need to earn to live in Concord than in Tampa?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $45,000 a year in Concord versus $53,000 in Tampa.

Which has lower taxes, Concord or Tampa?

Concord is taxed under New Hampshire's rules (no state income tax and no state sales tax); Tampa under Florida's (no state income tax and a 6% state sales tax).

Concord vs Tampa Cost of Living 2026

Concord

New Hampshire

$1,410/mo est.

Tampa

Florida

$1,500/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,410 in Concord, NH versus $1,500 in Tampa, FL. Overall, Concord, NH is roughly 6% cheaper to live in day-to-day than Tampa, FL, driven mainly by rent.

Median household income is $83,701 in Concord, NH and $71,302 in Tampa, FL — about 15% higher in Concord, NH. New Hampshire has no state income tax and no state sales tax; Florida has no state income tax and a 6% state sales tax.

Concord, NH

Tampa, FL

Rent

Studio

$876

$1,242

+42% in Tampa, FL

1 Bedroom

$1,134

$1,324

+17% in Tampa, FL

2 Bedroom

$1,475

$1,673

+13% in Tampa, FL

3 Bedroom

$1,769

$1,729

+2% in Concord, NH

Buying a Home

Median Home Value

$323,700

$375,300

+16% in Tampa, FL

Income

Median Household Income

$83,701

$71,302

+15% in Concord, NH

Metro Median Wage (annual)

—

$48,940

People & Lifestyle

Median Age

40.7 yr

35.6 yr

+5.1 yr in Concord, NH

Homeownership

57.4%

50.2%

+7.2 pp in Concord, NH

Bachelor's+ (25+)

40.1%

44.6%

+4.5 pp in Tampa, FL

Avg Commute

23.2 min

24.7 min

+1.5 min in Tampa, FL

Crime (per 100k/yr)

Violent Crime

180.7

443.2

+145% in Tampa, FL

Property Crime

1,251.5

1,473.2

+18% in Tampa, FL

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

46.4°F

73.4°F

+27.0°F in Tampa, FL

Annual Precipitation

40.6 in

46.3 in

+5.7 in in Tampa, FL

Gas

Regular Gasoline

$3.94/gal

$3.83/gal

+3% in Concord, NH

Area: East Coast (PADD 1) vs Florida.

Public Transit

Base Fare (one-way)

—

$2.00

Adult base one-way fare — — vs HART (2026).

Utilities

Electricity (¢/kWh)

27.0

15.1

+44% in Concord, NH

Natural Gas ($/MCF)

$21.67

$23.62

+9% in Tampa, FL

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.31

$4.00

+7% in Concord, NH

Bread (lb)

$1.92

$1.75

+9% in Concord, NH

Eggs (doz)

$2.19

$2.21

+1% in Tampa, FL

Ground Beef (lb)

$6.90

$6.45

+6% in Concord, NH

Chicken (lb)

$2.19

$1.90

+13% in Concord, NH

Bananas (lb)

$0.69

$0.62

+11% in Concord, NH

Average prices — Northeast vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NH / FL)

None

+6.0 pp in FL

Income Tax (top rate)

None

about equal

Concord vs Tampa — FAQ

Is it cheaper to live in Concord or Tampa?: Concord, NH is cheaper. Its monthly baseline of $1,410 (1BR rent + utilities) runs about 6% below Tampa, FL's $1,500, mainly because of rent.
How much more do you need to earn to live in Concord than in Tampa?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $45,000 a year in Concord versus $53,000 in Tampa.
Which has lower taxes, Concord or Tampa?: Concord is taxed under New Hampshire's rules (no state income tax and no state sales tax); Tampa under Florida's (no state income tax and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).