Is it cheaper to live in Concord or Rapid City?

Rapid City, SD is cheaper. Its monthly baseline of $970 (1BR rent + utilities) runs about 31% below Concord, NH's $1,410, mainly because of rent.

How much more do you need to earn to live in Concord than in Rapid City?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $45,000 a year in Concord versus $32,000 in Rapid City.

Which has lower taxes, Concord or Rapid City?

Concord is taxed under New Hampshire's rules (no state income tax and no state sales tax); Rapid City under South Dakota's (no state income tax and a 4.2% state sales tax).

Concord vs Rapid City Cost of Living 2026

Concord

New Hampshire

$1,410/mo est.

Rapid City

South Dakota

$970/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,410 in Concord, NH versus $970 in Rapid City, SD. Overall, Rapid City, SD is roughly 31% cheaper to live in day-to-day than Concord, NH, driven mainly by rent.

Median household income is $83,701 in Concord, NH and $65,712 in Rapid City, SD — about 21% higher in Concord, NH. New Hampshire has no state income tax and no state sales tax; South Dakota has no state income tax and a 4.2% state sales tax.

Concord, NH

Rapid City, SD

Rent

Studio

$876

$533

+39% in Concord, NH

1 Bedroom

$1,134

$807

+29% in Concord, NH

2 Bedroom

$1,475

$1,156

+22% in Concord, NH

3 Bedroom

$1,769

$1,260

+29% in Concord, NH

Buying a Home

Median Home Value

$323,700

$270,000

+17% in Concord, NH

Income

Median Household Income

$83,701

$65,712

+21% in Concord, NH

Metro Median Wage (annual)

—

$46,270

People & Lifestyle

Median Age

40.7 yr

39.0 yr

+1.7 yr in Concord, NH

Homeownership

57.4%

61.6%

+4.2 pp in Rapid City, SD

Bachelor's+ (25+)

40.1%

36.4%

+3.7 pp in Concord, NH

Avg Commute

23.2 min

17.4 min

+5.8 min in Concord, NH

Crime (per 100k/yr)

Violent Crime

180.7

718.9

+298% in Rapid City, SD

Property Crime

1,251.5

3,795.8

+203% in Rapid City, SD

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

46.4°F

47.1°F

+0.7°F in Rapid City, SD

Annual Precipitation

40.6 in

16.3 in

+24.3 in in Concord, NH

Gas

Regular Gasoline

$3.94/gal

$3.85/gal

+2% in Concord, NH

Area: East Coast (PADD 1) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)

27.0

15.4

+43% in Concord, NH

Natural Gas ($/MCF)

$21.67

$15.26

+30% in Concord, NH

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.31

about equal

Bread (lb)

$1.92

$1.66

+14% in Concord, NH

Eggs (doz)

$2.19

$3.63

+66% in Rapid City, SD

Ground Beef (lb)

$6.90

$6.77

+2% in Concord, NH

Chicken (lb)

$2.19

$2.10

+4% in Concord, NH

Bananas (lb)

$0.69

$0.62

+11% in Concord, NH

Average prices — Northeast vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NH / SD)

None

4.2%

+4.2 pp in SD

Income Tax (top rate)

None

about equal

Concord vs Rapid City — FAQ

Is it cheaper to live in Concord or Rapid City?: Rapid City, SD is cheaper. Its monthly baseline of $970 (1BR rent + utilities) runs about 31% below Concord, NH's $1,410, mainly because of rent.
How much more do you need to earn to live in Concord than in Rapid City?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $45,000 a year in Concord versus $32,000 in Rapid City.
Which has lower taxes, Concord or Rapid City?: Concord is taxed under New Hampshire's rules (no state income tax and no state sales tax); Rapid City under South Dakota's (no state income tax and a 4.2% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).