Is it cheaper to live in Concord or Omaha?

Omaha, NE is cheaper. Its monthly baseline of $1,140 (1BR rent + utilities) runs about 19% below Concord, NH's $1,410, mainly because of rent.

How much more do you need to earn to live in Concord than in Omaha?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $45,000 a year in Concord versus $39,000 in Omaha.

Which has lower taxes, Concord or Omaha?

Concord is taxed under New Hampshire's rules (no state income tax and no state sales tax); Omaha under Nebraska's (a top state income tax rate of 4.55% and a 5.5% state sales tax).

Concord vs Omaha Cost of Living 2026

Concord

New Hampshire

$1,410/mo est.

Omaha

Nebraska

$1,140/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,410 in Concord, NH versus $1,140 in Omaha, NE. Overall, Omaha, NE is roughly 19% cheaper to live in day-to-day than Concord, NH, driven mainly by rent.

Median household income is $83,701 in Concord, NH and $72,708 in Omaha, NE — about 13% higher in Concord, NH. New Hampshire has no state income tax and no state sales tax; Nebraska has a top state income tax rate of 4.55% and a 5.5% state sales tax.

Concord, NH

Omaha, NE

Rent

Studio

$876

$908

+4% in Omaha, NE

1 Bedroom

$1,134

$984

+13% in Concord, NH

2 Bedroom

$1,475

$1,193

+19% in Concord, NH

3 Bedroom

$1,769

$1,437

+19% in Concord, NH

Buying a Home

Median Home Value

$323,700

$230,100

+29% in Concord, NH

Income

Median Household Income

$83,701

$72,708

+13% in Concord, NH

Metro Median Wage (annual)

—

$49,660

People & Lifestyle

Median Age

40.7 yr

35.3 yr

+5.4 yr in Concord, NH

Homeownership

57.4%

57.7%

+0.3 pp in Omaha, NE

Bachelor's+ (25+)

40.1%

40.3%

+0.2 pp in Omaha, NE

Avg Commute

23.2 min

19.6 min

+3.6 min in Concord, NH

Crime (per 100k/yr)

Violent Crime

180.7

359

+99% in Omaha, NE

Property Crime

1,251.5

3,153.5

+152% in Omaha, NE

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

46.4°F

51.1°F

+4.7°F in Omaha, NE

Annual Precipitation

40.6 in

30.6 in

+10.0 in in Concord, NH

Gas

Regular Gasoline

$3.94/gal

$3.85/gal

+2% in Concord, NH

Area: East Coast (PADD 1) vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)

—

$1.25

Adult base one-way fare — — vs Metro Transit (Omaha) (2026).

Utilities

Electricity (¢/kWh)

27.0

13.3

+51% in Concord, NH

Natural Gas ($/MCF)

$21.67

$20.10

+7% in Concord, NH

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.31

about equal

Bread (lb)

$1.92

$1.66

+14% in Concord, NH

Eggs (doz)

$2.19

$3.63

+66% in Omaha, NE

Ground Beef (lb)

$6.90

$6.77

+2% in Concord, NH

Chicken (lb)

$2.19

$2.10

+4% in Concord, NH

Bananas (lb)

$0.69

$0.62

+11% in Concord, NH

Average prices — Northeast vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NH / NE)

None

5.5%

+5.5 pp in NE

Income Tax (top rate)

None

4.55%

+4.5 pp in NE

Concord vs Omaha — FAQ

Is it cheaper to live in Concord or Omaha?: Omaha, NE is cheaper. Its monthly baseline of $1,140 (1BR rent + utilities) runs about 19% below Concord, NH's $1,410, mainly because of rent.
How much more do you need to earn to live in Concord than in Omaha?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $45,000 a year in Concord versus $39,000 in Omaha.
Which has lower taxes, Concord or Omaha?: Concord is taxed under New Hampshire's rules (no state income tax and no state sales tax); Omaha under Nebraska's (a top state income tax rate of 4.55% and a 5.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).