Is it cheaper to live in Concord or New Haven?

Concord, NH is cheaper. Its monthly baseline of $1,410 (1BR rent + utilities) runs about 8% below New Haven, CT's $1,530, mainly because of rent.

How much more do you need to earn to live in Concord than in New Haven?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $45,000 a year in Concord versus $51,000 in New Haven.

Which has lower taxes, Concord or New Haven?

Concord is taxed under New Hampshire's rules (no state income tax and no state sales tax); New Haven under Connecticut's (a top state income tax rate of 6.99% and a 6.35% state sales tax).

Concord vs New Haven Cost of Living 2026

Concord

New Hampshire

$1,410/mo est.

New Haven

Connecticut

$1,530/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,410 in Concord, NH versus $1,530 in New Haven, CT. Overall, Concord, NH is roughly 8% cheaper to live in day-to-day than New Haven, CT, driven mainly by rent.

Median household income is $83,701 in Concord, NH and $53,771 in New Haven, CT — about 36% higher in Concord, NH. New Hampshire has no state income tax and no state sales tax; Connecticut has a top state income tax rate of 6.99% and a 6.35% state sales tax.

Concord, NH

New Haven, CT

Rent

Studio

$876

$1,159

+32% in New Haven, CT

1 Bedroom

$1,134

$1,275

+12% in New Haven, CT

2 Bedroom

$1,475

$1,473

+0% in Concord, NH

3 Bedroom

$1,769

$1,636

+8% in Concord, NH

Buying a Home

Median Home Value

$323,700

$249,000

+23% in Concord, NH

Income

Median Household Income

$83,701

$53,771

+36% in Concord, NH

Metro Median Wage (annual)

—

$60,060

People & Lifestyle

Median Age

40.7 yr

31.9 yr

+8.8 yr in Concord, NH

Homeownership

57.4%

28.4%

+29.0 pp in Concord, NH

Bachelor's+ (25+)

40.1%

37.7%

+2.4 pp in Concord, NH

Avg Commute

23.2 min

21.0 min

+2.2 min in Concord, NH

Crime (per 100k/yr)

Violent Crime

180.7

536.3

+197% in New Haven, CT

Property Crime

1,251.5

3,601.6

+188% in New Haven, CT

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

46.4°F

52.2°F

+5.8°F in New Haven, CT

Annual Precipitation

40.6 in

47.1 in

+6.5 in in New Haven, CT

Gas

Regular Gasoline

$3.94/gal

about equal

Area: East Coast (PADD 1) vs East Coast (PADD 1).

Utilities

Electricity (¢/kWh)

27.0

24.3

+10% in Concord, NH

Natural Gas ($/MCF)

$21.67

$23.33

+8% in New Haven, CT

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.31

about equal

Bread (lb)

$1.92

about equal

Eggs (doz)

$2.19

about equal

Ground Beef (lb)

$6.90

about equal

Chicken (lb)

$2.19

about equal

Bananas (lb)

$0.69

about equal

Average prices — Northeast vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NH / CT)

None

6.35%

+6.3 pp in CT

Income Tax (top rate)

None

6.99%

+7.0 pp in CT

Concord vs New Haven — FAQ

Is it cheaper to live in Concord or New Haven?: Concord, NH is cheaper. Its monthly baseline of $1,410 (1BR rent + utilities) runs about 8% below New Haven, CT's $1,530, mainly because of rent.
How much more do you need to earn to live in Concord than in New Haven?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $45,000 a year in Concord versus $51,000 in New Haven.
Which has lower taxes, Concord or New Haven?: Concord is taxed under New Hampshire's rules (no state income tax and no state sales tax); New Haven under Connecticut's (a top state income tax rate of 6.99% and a 6.35% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).