Living Cost Compare
Concord

New Hampshire

$1,410/mo est.

vs
Indianapolis

Indiana

$1,160/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,410 in Concord, NH versus $1,160 in Indianapolis, IN. Overall, Indianapolis, IN is roughly 18% cheaper to live in day-to-day than Concord, NH, driven mainly by rent.

Median household income is $83,701 in Concord, NH and $62,995 in Indianapolis, IN — about 25% higher in Concord, NH. New Hampshire has no state income tax and no state sales tax; Indiana has a top state income tax rate of 2.95% and a 7% state sales tax.

Concord, NH
Indianapolis, IN

Rent

Studio
$876
$933
+7% in Indianapolis, IN
1 Bedroom
$1,134
$963
+15% in Concord, NH
2 Bedroom
$1,475
$1,132
+23% in Concord, NH
3 Bedroom
$1,769
$1,304
+26% in Concord, NH

Buying a Home

Median Home Value
$323,700
$207,000
+36% in Concord, NH

Income

Median Household Income
$83,701
$62,995
+25% in Concord, NH
Metro Median Wage (annual)
—
$49,340

People & Lifestyle

Median Age
40.7 yr
34.1 yr
+6.6 yr in Concord, NH
Homeownership
57.4%
55.3%
+2.1 pp in Concord, NH
Bachelor's+ (25+)
40.1%
34.2%
+5.9 pp in Concord, NH
Avg Commute
23.2 min
24.3 min
+1.1 min in Indianapolis, IN

Crime (per 100k/yr)

Violent Crime
180.7
936.6
+418% in Indianapolis, IN
Property Crime
1,251.5
3,351.7
+168% in Indianapolis, IN

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
46.4°F
53.2°F
+6.8°F in Indianapolis, IN
Annual Precipitation
40.6 in
42.4 in
+1.8 in in Indianapolis, IN

Gas

Regular Gasoline
$3.94/gal
$3.85/gal
+2% in Concord, NH

Area: East Coast (PADD 1) vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
—
$1.75

Adult base one-way fare — — vs IndyGo (2026).

Utilities

Electricity (¢/kWh)
27.0
17.5
+35% in Concord, NH
Natural Gas ($/MCF)
$21.67
$24.52
+13% in Indianapolis, IN

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.92
$1.66
+14% in Concord, NH
Eggs (doz)
$2.19
$3.63
+66% in Indianapolis, IN
Ground Beef (lb)
$6.90
$6.77
+2% in Concord, NH
Chicken (lb)
$2.19
$2.10
+4% in Concord, NH
Bananas (lb)
$0.69
$0.62
+11% in Concord, NH

Average prices — Northeast vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NH / IN)
None
7%
+7.0 pp in IN
Income Tax (top rate)
None
2.95%
+3.0 pp in IN

Concord vs Indianapolis — FAQ

Is it cheaper to live in Concord or Indianapolis?
Indianapolis, IN is cheaper. Its monthly baseline of $1,160 (1BR rent + utilities) runs about 18% below Concord, NH's $1,410, mainly because of rent.
How much more do you need to earn to live in Concord than in Indianapolis?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $45,000 a year in Concord versus $39,000 in Indianapolis.
Which has lower taxes, Concord or Indianapolis?
Concord is taxed under New Hampshire's rules (no state income tax and no state sales tax); Indianapolis under Indiana's (a top state income tax rate of 2.95% and a 7% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).