Is it cheaper to live in Concord or Fort Worth?

Fort Worth, TX is cheaper. Its monthly baseline of $1,390 (1BR rent + utilities) runs about 1% below Concord, NH's $1,410, mainly because of electricity costs.

How much more do you need to earn to live in Concord than in Fort Worth?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $45,000 a year in Concord versus $48,000 in Fort Worth.

Which has lower taxes, Concord or Fort Worth?

Concord is taxed under New Hampshire's rules (no state income tax and no state sales tax); Fort Worth under Texas's (no state income tax and a 6.25% state sales tax).

Concord vs Fort Worth Cost of Living 2026

Concord

New Hampshire

$1,410/mo est.

Fort Worth

Texas

$1,390/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,410 in Concord, NH versus $1,390 in Fort Worth, TX. Overall, Fort Worth, TX is roughly 1% cheaper to live in day-to-day than Concord, NH, driven mainly by electricity costs.

Median household income is $83,701 in Concord, NH and $76,602 in Fort Worth, TX — about 8% higher in Concord, NH. New Hampshire has no state income tax and no state sales tax; Texas has no state income tax and a 6.25% state sales tax.

Concord, NH

Fort Worth, TX

Rent

Studio

$876

$1,310

+50% in Fort Worth, TX

1 Bedroom

$1,134

$1,191

+5% in Fort Worth, TX

2 Bedroom

$1,475

$1,393

+6% in Concord, NH

3 Bedroom

$1,769

$1,721

+3% in Concord, NH

Buying a Home

Median Home Value

$323,700

$277,300

+14% in Concord, NH

Income

Median Household Income

$83,701

$76,602

+8% in Concord, NH

Metro Median Wage (annual)

—

$51,440

People & Lifestyle

Median Age

40.7 yr

33.4 yr

+7.3 yr in Concord, NH

Homeownership

57.4%

56.7%

+0.7 pp in Concord, NH

Bachelor's+ (25+)

40.1%

31.7%

+8.4 pp in Concord, NH

Avg Commute

23.2 min

26.9 min

+3.7 min in Fort Worth, TX

Crime (per 100k/yr)

Violent Crime

180.7

465.2

+157% in Fort Worth, TX

Property Crime

1,251.5

2,735.7

+119% in Fort Worth, TX

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

46.4°F

65.7°F

+19.3°F in Fort Worth, TX

Annual Precipitation

40.6 in

36.1 in

+4.5 in in Concord, NH

Gas

Regular Gasoline

$3.94/gal

$3.58/gal

+9% in Concord, NH

Area: East Coast (PADD 1) vs Texas.

Public Transit

Base Fare (one-way)

—

$2.00

Adult base one-way fare — — vs Trinity Metro (2026).

Utilities

Electricity (¢/kWh)

27.0

15.9

+41% in Concord, NH

Natural Gas ($/MCF)

$21.67

$31.89

+47% in Fort Worth, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.31

$4.00

+7% in Concord, NH

Bread (lb)

$1.92

$1.75

+9% in Concord, NH

Eggs (doz)

$2.19

$2.21

+1% in Fort Worth, TX

Ground Beef (lb)

$6.90

$6.45

+6% in Concord, NH

Chicken (lb)

$2.19

$1.90

+13% in Concord, NH

Bananas (lb)

$0.69

$0.62

+11% in Concord, NH

Average prices — Northeast vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NH / TX)

None

6.25%

+6.3 pp in TX

Income Tax (top rate)

None

about equal

Concord vs Fort Worth — FAQ

Is it cheaper to live in Concord or Fort Worth?: Fort Worth, TX is cheaper. Its monthly baseline of $1,390 (1BR rent + utilities) runs about 1% below Concord, NH's $1,410, mainly because of electricity costs.
How much more do you need to earn to live in Concord than in Fort Worth?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $45,000 a year in Concord versus $48,000 in Fort Worth.
Which has lower taxes, Concord or Fort Worth?: Concord is taxed under New Hampshire's rules (no state income tax and no state sales tax); Fort Worth under Texas's (no state income tax and a 6.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).