Living Cost Compare
Columbus

Ohio

$1,270/mo est.

vs
Jersey City

New Jersey

$2,100/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,270 in Columbus, OH versus $2,100 in Jersey City, NJ. Overall, Columbus, OH is roughly 40% cheaper to live in day-to-day than Jersey City, NJ, driven mainly by rent.

Median household income is $65,327 in Columbus, OH and $94,813 in Jersey City, NJ — about 31% higher in Jersey City, NJ. Ohio has a top state income tax rate of 2.75% and a 5.75% state sales tax; New Jersey has a top state income tax rate of 10.75% and a 6.625% state sales tax.

Rent

Studio
$1,014
$1,949
+92% in Jersey City, NJ
1 Bedroom
$1,059
$1,853
+75% in Jersey City, NJ
2 Bedroom
$1,276
$1,857
+46% in Jersey City, NJ
3 Bedroom
$1,369
$2,004
+46% in Jersey City, NJ

Buying a Home

Median Home Value
$234,500
$534,500
+128% in Jersey City, NJ

Income

Median Household Income
$65,327
$94,813
+45% in Jersey City, NJ
Metro Median Wage (annual)
$51,340
$61,430
+20% in Jersey City, NJ

People & Lifestyle

Median Age
33.0 yr
34.7 yr
+1.7 yr in Jersey City, NJ
Homeownership
44.3%
28.8%
+15.5 pp in Columbus, OH
Bachelor's+ (25+)
38.2%
53.1%
+14.9 pp in Jersey City, NJ
Avg Commute
21.8 min
36.9 min
+15.1 min in Jersey City, NJ

Crime (per 100k/yr)

Violent Crime
485.2
562.9
+16% in Jersey City, NJ
Property Crime
3,093.9
2,036.4
+34% in Columbus, OH

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
52.7°F
55.0°F
+2.3°F in Jersey City, NJ
Annual Precipitation
40.1 in
49.9 in
+9.8 in in Jersey City, NJ

Gas

Regular Gasoline
$3.80/gal
$3.94/gal
+4% in Jersey City, NJ

Area: Ohio vs East Coast (PADD 1).

Public Transit

Base Fare (one-way)
$2.00

Adult base one-way fare — COTA vs (2026).

Utilities

Electricity (¢/kWh)
19.2
24.9
+30% in Jersey City, NJ
Natural Gas ($/MCF)
$22.83
$17.68
+23% in Columbus, OH

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.92
+16% in Jersey City, NJ
Eggs (doz)
$3.63
$2.19
+40% in Columbus, OH
Ground Beef (lb)
$6.77
$6.90
+2% in Jersey City, NJ
Chicken (lb)
$2.10
$2.19
+4% in Jersey City, NJ
Bananas (lb)
$0.62
$0.69
+12% in Jersey City, NJ

Average prices — Midwest vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (OH / NJ)
5.75%
6.625%
+0.9 pp in NJ
Income Tax (top rate)
2.75%
10.75%
+8.0 pp in NJ

Columbus vs Jersey City — FAQ

Is it cheaper to live in Columbus or Jersey City?
Columbus, OH is cheaper. Its monthly baseline of $1,270 (1BR rent + utilities) runs about 40% below Jersey City, NJ's $2,100, mainly because of rent.
How much more do you need to earn to live in Columbus than in Jersey City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $42,000 a year in Columbus versus $74,000 in Jersey City.
Which has lower taxes, Columbus or Jersey City?
Columbus is taxed under Ohio's rules (a top state income tax rate of 2.75% and a 5.75% state sales tax); Jersey City under New Jersey's (a top state income tax rate of 10.75% and a 6.625% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).