Living Cost Compare
Columbus

Georgia

$1,080/mo est.

vs
Louisville

Kentucky

$1,060/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,080 in Columbus, GA versus $1,060 in Louisville, KY. Overall, Louisville, KY is roughly 2% cheaper to live in day-to-day than Columbus, GA, driven mainly by natural gas costs.

Median household income is $56,622 in Columbus, GA and $64,731 in Louisville, KY — about 13% higher in Louisville, KY. Georgia has a top state income tax rate of 5.19% and a 4% state sales tax; Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax.

Rent

Studio
$826
$786
+5% in Columbus, GA
1 Bedroom
$875
$877
+0% in Louisville, KY
2 Bedroom
$991
$1,096
+11% in Louisville, KY
3 Bedroom
$1,221
$1,299
+6% in Louisville, KY

Buying a Home

Median Home Value
$182,300
$221,500
+22% in Louisville, KY

Income

Median Household Income
$56,622
$64,731
+14% in Louisville, KY
Metro Median Wage (annual)
$43,540
$48,370
+11% in Louisville, KY

People & Lifestyle

Median Age
35.1 yr
37.7 yr
+2.6 yr in Louisville, KY
Homeownership
50.2%
60.6%
+10.4 pp in Louisville, KY
Bachelor's+ (25+)
29.7%
33.4%
+3.7 pp in Louisville, KY
Avg Commute
20.2 min
22.7 min
+2.5 min in Louisville, KY

Crime (per 100k/yr)

Violent Crime
612.3
763.4
+25% in Louisville, KY
Property Crime
2,273.4
3,536.6
+56% in Louisville, KY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
65.7°F
58.2°F
+7.5°F in Columbus, GA
Annual Precipitation
46.8 in
44.9 in
+1.8 in in Columbus, GA

Gas

Regular Gasoline
$3.86/gal
$3.94/gal
+2% in Louisville, KY

Area: East Coast (PADD 1) vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$1.75

Adult base one-way fare — vs TARC (2026).

Utilities

Electricity (¢/kWh)
15.8
15.0
+5% in Columbus, GA
Natural Gas ($/MCF)
$33.28
$29.48
+11% in Columbus, GA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.00
about equal
Bread (lb)
$1.75
$1.75
about equal
Eggs (doz)
$2.21
$2.21
about equal
Ground Beef (lb)
$6.45
$6.45
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (GA / KY)
4%
6%
+2.0 pp in KY
Income Tax (top rate)
5.19%
3.50%
+1.7 pp in GA

Columbus vs Louisville — FAQ

Is it cheaper to live in Columbus or Louisville?
Louisville, KY is cheaper. Its monthly baseline of $1,060 (1BR rent + utilities) runs about 2% below Columbus, GA's $1,080, mainly because of natural gas costs.
How much more do you need to earn to live in Columbus than in Louisville?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year in Columbus versus $35,000 in Louisville.
Which has lower taxes, Columbus or Louisville?
Columbus is taxed under Georgia's rules (a top state income tax rate of 5.19% and a 4% state sales tax); Louisville under Kentucky's (a top state income tax rate of 3.50% and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).