Is it cheaper to live in Columbia or Eugene?

Columbia, SC is cheaper. Its monthly baseline of $1,220 (1BR rent + utilities) runs about 3% below Eugene, OR's $1,260, mainly because of rent.

How much more do you need to earn to live in Columbia than in Eugene?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $41,000 a year in Columbia versus $43,000 in Eugene.

Which has lower taxes, Columbia or Eugene?

Columbia is taxed under South Carolina's rules (a top state income tax rate of 6.00% and a 6% state sales tax); Eugene under Oregon's (a top state income tax rate of 9.90% and no state sales tax).

Columbia vs Eugene Cost of Living 2026

Columbia

South Carolina

$1,220/mo est.

Eugene

Oregon

$1,260/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,220 in Columbia, SC versus $1,260 in Eugene, OR. Overall, Columbia, SC is roughly 3% cheaper to live in day-to-day than Eugene, OR, driven mainly by rent.

Median household income is $55,653 in Columbia, SC and $63,836 in Eugene, OR — about 13% higher in Eugene, OR. South Carolina has a top state income tax rate of 6.00% and a 6% state sales tax; Oregon has a top state income tax rate of 9.90% and no state sales tax.

Columbia, SC

Eugene, OR

Rent

Studio

$802

$1,011

+26% in Eugene, OR

1 Bedroom

$1,026

$1,080

+5% in Eugene, OR

2 Bedroom

$1,164

$1,411

+21% in Eugene, OR

3 Bedroom

$1,338

$1,674

+25% in Eugene, OR

Buying a Home

Median Home Value

$243,500

$435,400

+79% in Eugene, OR

Income

Median Household Income

$55,653

$63,836

+15% in Eugene, OR

Metro Median Wage (annual)

$46,430

$49,680

+7% in Eugene, OR

People & Lifestyle

Median Age

28.7 yr

35.4 yr

+6.7 yr in Eugene, OR

Homeownership

47.3%

47.6%

+0.3 pp in Eugene, OR

Bachelor's+ (25+)

46.1%

44.2%

+1.9 pp in Columbia, SC

Avg Commute

17.4 min

18.6 min

+1.2 min in Eugene, OR

Crime (per 100k/yr)

Violent Crime

769.9

319.6

+58% in Columbia, SC

Property Crime

3,265.1

3,348.9

+3% in Eugene, OR

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

64.9°F

52.5°F

+12.4°F in Columbia, SC

Annual Precipitation

45.4 in

46.1 in

+0.7 in in Eugene, OR

Gas

Regular Gasoline

$3.94/gal

$5.21/gal

+32% in Eugene, OR

Area: East Coast (PADD 1) vs West Coast (PADD 5).

Utilities

Electricity (¢/kWh)

15.6

16.3

+5% in Eugene, OR

Natural Gas ($/MCF)

$29.07

$21.60

+26% in Columbia, SC

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.00

$4.82

+20% in Eugene, OR

Bread (lb)

$1.75

$2.04

+17% in Eugene, OR

Eggs (doz)

$2.21

$2.19

+1% in Columbia, SC

Ground Beef (lb)

$6.45

$7.36

+14% in Eugene, OR

Chicken (lb)

$1.90

$2.01

+6% in Eugene, OR

Bananas (lb)

$0.62

$0.70

+14% in Eugene, OR

Average prices — South vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (SC / OR)

None

+6.0 pp in SC

Income Tax (top rate)

6.00%

9.90%

+3.9 pp in OR

Columbia vs Eugene — FAQ

Is it cheaper to live in Columbia or Eugene?: Columbia, SC is cheaper. Its monthly baseline of $1,220 (1BR rent + utilities) runs about 3% below Eugene, OR's $1,260, mainly because of rent.
How much more do you need to earn to live in Columbia than in Eugene?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $41,000 a year in Columbia versus $43,000 in Eugene.
Which has lower taxes, Columbia or Eugene?: Columbia is taxed under South Carolina's rules (a top state income tax rate of 6.00% and a 6% state sales tax); Eugene under Oregon's (a top state income tax rate of 9.90% and no state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).