Living Cost Compare
Cleveland

Ohio

$940/mo est.

vs
New York City

New York

$2,010/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $940 in Cleveland, OH versus $2,010 in New York City, NY. Overall, Cleveland, OH is roughly 53% cheaper to live in day-to-day than New York City, NY, driven mainly by rent.

Median household income is $39,187 in Cleveland, OH and $79,713 in New York City, NY — about 51% higher in New York City, NY. Ohio has a top state income tax rate of 2.75% and a 5.75% state sales tax; New York has a top state income tax rate of 10.90% and a 4% state sales tax.

Rent

Studio
$678
$1,633
+141% in New York City, NY
1 Bedroom
$732
$1,705
+133% in New York City, NY
2 Bedroom
$903
$1,781
+97% in New York City, NY
3 Bedroom
$1,081
$2,065
+91% in New York City, NY

Buying a Home

Median Home Value
$94,100
$751,700
+699% in New York City, NY

Income

Median Household Income
$39,187
$79,713
+103% in New York City, NY
Metro Median Wage (annual)
$50,140
$61,430
+23% in New York City, NY

People & Lifestyle

Median Age
36.3 yr
38.0 yr
+1.7 yr in New York City, NY
Homeownership
41.2%
32.8%
+8.4 pp in Cleveland, OH
Bachelor's+ (25+)
21.3%
41.0%
+19.7 pp in New York City, NY
Avg Commute
22.9 min
40.6 min
+17.7 min in New York City, NY

Crime (per 100k/yr)

Violent Crime
1,582
694
+56% in Cleveland, OH
Property Crime
4,531.3
2,415.4
+47% in Cleveland, OH

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
52.7°F
55.0°F
+2.3°F in New York City, NY
Annual Precipitation
36.4 in
49.9 in
+13.6 in in New York City, NY

Gas

Regular Gasoline
$4.18/gal
$3.95/gal
+6% in Cleveland, OH

Area: Ohio vs New York City.

Public Transit

Base Fare (one-way)
$3.00

Adult base one-way fare — vs MTA (2026).

Utilities

Electricity (¢/kWh)
19.5
29.9
+53% in New York City, NY
Natural Gas ($/MCF)
$22.83
$22.74
+0% in Cleveland, OH

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.92
+16% in New York City, NY
Eggs (doz)
$3.63
$2.19
+40% in Cleveland, OH
Ground Beef (lb)
$6.77
$6.90
+2% in New York City, NY
Chicken (lb)
$2.10
$2.19
+4% in New York City, NY
Bananas (lb)
$0.62
$0.69
+12% in New York City, NY

Average prices — Midwest vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (OH / NY)
5.75%
4%
+1.8 pp in OH
Income Tax (top rate)
2.75%
10.90%
+8.2 pp in NY

Cleveland vs New York City — FAQ

Is it cheaper to live in Cleveland or New York City?
Cleveland, OH is cheaper. Its monthly baseline of $940 (1BR rent + utilities) runs about 53% below New York City, NY's $2,010, mainly because of rent.
How much more do you need to earn to live in Cleveland than in New York City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $29,000 a year in Cleveland versus $68,000 in New York City.
Which has lower taxes, Cleveland or New York City?
Cleveland is taxed under Ohio's rules (a top state income tax rate of 2.75% and a 5.75% state sales tax); New York City under New York's (a top state income tax rate of 10.90% and a 4% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).