Living Cost Compare
Cincinnati

Ohio

$1,030/mo est.

vs
San Diego

California

$2,210/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,030 in Cincinnati, OH versus $2,210 in San Diego, CA. Overall, Cincinnati, OH is roughly 53% cheaper to live in day-to-day than San Diego, CA, driven mainly by rent.

Median household income is $51,707 in Cincinnati, OH and $104,321 in San Diego, CA — about 50% higher in San Diego, CA. Ohio has a top state income tax rate of 2.75% and a 5.75% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$791
$1,737
+120% in San Diego, CA
1 Bedroom
$817
$1,883
+130% in San Diego, CA
2 Bedroom
$1,023
$2,348
+130% in San Diego, CA
3 Bedroom
$1,228
$2,818
+129% in San Diego, CA

Buying a Home

Median Home Value
$215,300
$848,500
+294% in San Diego, CA

Income

Median Household Income
$51,707
$104,321
+102% in San Diego, CA
Metro Median Wage (annual)
$50,170
$58,690
+17% in San Diego, CA

People & Lifestyle

Median Age
33.0 yr
36.0 yr
+3.0 yr in San Diego, CA
Homeownership
38.9%
47.6%
+8.7 pp in San Diego, CA
Bachelor's+ (25+)
41.3%
49.9%
+8.6 pp in San Diego, CA
Avg Commute
23.1 min
23.9 min
+0.8 min in San Diego, CA

Crime (per 100k/yr)

Violent Crime
856.5
414.3
+52% in Cincinnati, OH
Property Crime
3,877.7
1,693.6
+56% in Cincinnati, OH

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
54.3°F
63.6°F
+9.3°F in San Diego, CA
Annual Precipitation
41.9 in
10.3 in
+31.6 in in Cincinnati, OH

Gas

Regular Gasoline
$4.18/gal
$5.40/gal
+29% in San Diego, CA

Area: Ohio vs California.

Public Transit

Base Fare (one-way)
$2.50

Adult base one-way fare — vs MTS (2026).

Utilities

Electricity (¢/kWh)
19.5
33.3
+70% in San Diego, CA
Natural Gas ($/MCF)
$22.83
$20.72
+9% in Cincinnati, OH

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.82
+12% in San Diego, CA
Bread (lb)
$1.66
$2.04
+23% in San Diego, CA
Eggs (doz)
$3.63
$2.19
+40% in Cincinnati, OH
Ground Beef (lb)
$6.77
$7.36
+9% in San Diego, CA
Chicken (lb)
$2.10
$2.01
+4% in Cincinnati, OH
Bananas (lb)
$0.62
$0.70
+14% in San Diego, CA

Average prices — Midwest vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (OH / CA)
5.75%
7.25%
+1.5 pp in CA
Income Tax (top rate)
2.75%
13.30%
+10.6 pp in CA

Cincinnati vs San Diego — FAQ

Is it cheaper to live in Cincinnati or San Diego?
Cincinnati, OH is cheaper. Its monthly baseline of $1,030 (1BR rent + utilities) runs about 53% below San Diego, CA's $2,210, mainly because of rent.
How much more do you need to earn to live in Cincinnati than in San Diego?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $33,000 a year in Cincinnati versus $75,000 in San Diego.
Which has lower taxes, Cincinnati or San Diego?
Cincinnati is taxed under Ohio's rules (a top state income tax rate of 2.75% and a 5.75% state sales tax); San Diego under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).