Is it cheaper to live in Cincinnati or Salem?

Cincinnati, OH is cheaper. Its monthly baseline of $1,030 (1BR rent + utilities) runs about 12% below Salem, OR's $1,170, mainly because of rent.

How much more do you need to earn to live in Cincinnati than in Salem?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $33,000 a year in Cincinnati versus $40,000 in Salem.

Which has lower taxes, Cincinnati or Salem?

Cincinnati is taxed under Ohio's rules (a top state income tax rate of 2.75% and a 5.75% state sales tax); Salem under Oregon's (a top state income tax rate of 9.90% and no state sales tax).

Cincinnati vs Salem Cost of Living 2026

Cincinnati

Ohio

$1,030/mo est.

Salem

Oregon

$1,170/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,030 in Cincinnati, OH versus $1,170 in Salem, OR. Overall, Cincinnati, OH is roughly 12% cheaper to live in day-to-day than Salem, OR, driven mainly by rent.

Median household income is $51,707 in Cincinnati, OH and $71,900 in Salem, OR — about 28% higher in Salem, OR. Ohio has a top state income tax rate of 2.75% and a 5.75% state sales tax; Oregon has a top state income tax rate of 9.90% and no state sales tax.

Cincinnati, OH

Salem, OR

Rent

Studio

$791

$1,075

+36% in Salem, OR

1 Bedroom

$817

$989

+21% in Salem, OR

2 Bedroom

$1,023

$1,337

+31% in Salem, OR

3 Bedroom

$1,228

$1,778

+45% in Salem, OR

Buying a Home

Median Home Value

$215,300

$382,400

+78% in Salem, OR

Income

Median Household Income

$51,707

$71,900

+39% in Salem, OR

Metro Median Wage (annual)

$50,170

$55,310

+10% in Salem, OR

People & Lifestyle

Median Age

33.0 yr

35.7 yr

+2.7 yr in Salem, OR

Homeownership

38.9%

55.7%

+16.8 pp in Salem, OR

Bachelor's+ (25+)

41.3%

31.4%

+9.9 pp in Cincinnati, OH

Avg Commute

23.1 min

22.4 min

+0.7 min in Cincinnati, OH

Crime (per 100k/yr)

Violent Crime

856.5

540.6

+37% in Cincinnati, OH

Property Crime

3,877.7

2,878.6

+26% in Cincinnati, OH

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

54.3°F

53.0°F

+1.3°F in Cincinnati, OH

Annual Precipitation

41.9 in

39.7 in

+2.3 in in Cincinnati, OH

Gas

Regular Gasoline

$4.18/gal

$5.09/gal

+22% in Salem, OR

Area: Ohio vs West Coast (PADD 5).

Utilities

Electricity (¢/kWh)

19.5

16.3

+17% in Cincinnati, OH

Natural Gas ($/MCF)

$22.83

$20.59

+10% in Cincinnati, OH

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.31

$4.82

+12% in Salem, OR

Bread (lb)

$1.66

$2.04

+23% in Salem, OR

Eggs (doz)

$3.63

$2.19

+40% in Cincinnati, OH

Ground Beef (lb)

$6.77

$7.36

+9% in Salem, OR

Chicken (lb)

$2.10

$2.01

+4% in Cincinnati, OH

Bananas (lb)

$0.62

$0.70

+14% in Salem, OR

Average prices — Midwest vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (OH / OR)

5.75%

None

+5.8 pp in OH

Income Tax (top rate)

2.75%

9.90%

+7.2 pp in OR

Cincinnati vs Salem — FAQ

Is it cheaper to live in Cincinnati or Salem?: Cincinnati, OH is cheaper. Its monthly baseline of $1,030 (1BR rent + utilities) runs about 12% below Salem, OR's $1,170, mainly because of rent.
How much more do you need to earn to live in Cincinnati than in Salem?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $33,000 a year in Cincinnati versus $40,000 in Salem.
Which has lower taxes, Cincinnati or Salem?: Cincinnati is taxed under Ohio's rules (a top state income tax rate of 2.75% and a 5.75% state sales tax); Salem under Oregon's (a top state income tax rate of 9.90% and no state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).