Is it cheaper to live in Cincinnati or Reno?

Cincinnati, OH is cheaper. Its monthly baseline of $1,030 (1BR rent + utilities) runs about 24% below Reno, NV's $1,350, mainly because of rent.

How much more do you need to earn to live in Cincinnati than in Reno?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $33,000 a year in Cincinnati versus $48,000 in Reno.

Which has lower taxes, Cincinnati or Reno?

Cincinnati is taxed under Ohio's rules (a top state income tax rate of 2.75% and a 5.75% state sales tax); Reno under Nevada's (no state income tax and a 6.85% state sales tax).

Cincinnati vs Reno Cost of Living 2026

Cincinnati

Ohio

$1,030/mo est.

Reno

Nevada

$1,350/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,030 in Cincinnati, OH versus $1,350 in Reno, NV. Overall, Cincinnati, OH is roughly 24% cheaper to live in day-to-day than Reno, NV, driven mainly by rent.

Median household income is $51,707 in Cincinnati, OH and $78,448 in Reno, NV — about 34% higher in Reno, NV. Ohio has a top state income tax rate of 2.75% and a 5.75% state sales tax; Nevada has no state income tax and a 6.85% state sales tax.

Cincinnati, OH

Reno, NV

Rent

Studio

$791

$964

+22% in Reno, NV

1 Bedroom

$817

$1,206

+48% in Reno, NV

2 Bedroom

$1,023

$1,518

+48% in Reno, NV

3 Bedroom

$1,228

$1,885

+54% in Reno, NV

Buying a Home

Median Home Value

$215,300

$498,600

+132% in Reno, NV

Income

Median Household Income

$51,707

$78,448

+52% in Reno, NV

Metro Median Wage (annual)

$50,170

$49,660

+1% in Cincinnati, OH

People & Lifestyle

Median Age

33.0 yr

37.3 yr

+4.3 yr in Reno, NV

Homeownership

38.9%

49.4%

+10.5 pp in Reno, NV

Bachelor's+ (25+)

41.3%

35.7%

+5.6 pp in Cincinnati, OH

Avg Commute

23.1 min

20.6 min

+2.5 min in Cincinnati, OH

Crime (per 100k/yr)

Violent Crime

856.5

528.9

+38% in Cincinnati, OH

Property Crime

3,877.7

2,489.3

+36% in Cincinnati, OH

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

54.3°F

53.8°F

+0.5°F in Cincinnati, OH

Annual Precipitation

41.9 in

7.4 in

+34.5 in in Cincinnati, OH

Gas

Regular Gasoline

$4.18/gal

$5.09/gal

+22% in Reno, NV

Area: Ohio vs West Coast (PADD 5).

Utilities

Electricity (¢/kWh)

19.5

13.6

+30% in Cincinnati, OH

Natural Gas ($/MCF)

$22.83

$12.09

+47% in Cincinnati, OH

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.31

$4.82

+12% in Reno, NV

Bread (lb)

$1.66

$2.04

+23% in Reno, NV

Eggs (doz)

$3.63

$2.19

+40% in Cincinnati, OH

Ground Beef (lb)

$6.77

$7.36

+9% in Reno, NV

Chicken (lb)

$2.10

$2.01

+4% in Cincinnati, OH

Bananas (lb)

$0.62

$0.70

+14% in Reno, NV

Average prices — Midwest vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (OH / NV)

5.75%

6.85%

+1.1 pp in NV

Income Tax (top rate)

2.75%

None

+2.8 pp in OH

Cincinnati vs Reno — FAQ

Is it cheaper to live in Cincinnati or Reno?: Cincinnati, OH is cheaper. Its monthly baseline of $1,030 (1BR rent + utilities) runs about 24% below Reno, NV's $1,350, mainly because of rent.
How much more do you need to earn to live in Cincinnati than in Reno?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $33,000 a year in Cincinnati versus $48,000 in Reno.
Which has lower taxes, Cincinnati or Reno?: Cincinnati is taxed under Ohio's rules (a top state income tax rate of 2.75% and a 5.75% state sales tax); Reno under Nevada's (no state income tax and a 6.85% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).