Living Cost Compare
Cincinnati

Ohio

$1,030/mo est.

vs
Providence

Rhode Island

$1,310/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,030 in Cincinnati, OH versus $1,310 in Providence, RI. Overall, Cincinnati, OH is roughly 21% cheaper to live in day-to-day than Providence, RI, driven mainly by rent.

Median household income is $51,707 in Cincinnati, OH and $66,772 in Providence, RI — about 23% higher in Providence, RI. Ohio has a top state income tax rate of 2.75% and a 5.75% state sales tax; Rhode Island has a top state income tax rate of 5.99% and a 7% state sales tax.

Rent

Studio
$791
$1,116
+41% in Providence, RI
1 Bedroom
$817
$1,030
+26% in Providence, RI
2 Bedroom
$1,023
$1,323
+29% in Providence, RI
3 Bedroom
$1,228
$1,627
+32% in Providence, RI

Buying a Home

Median Home Value
$215,300
$322,800
+50% in Providence, RI

Income

Median Household Income
$51,707
$66,772
+29% in Providence, RI
Metro Median Wage (annual)
$50,170
$53,680
+7% in Providence, RI

People & Lifestyle

Median Age
33.0 yr
32.9 yr
+0.1 yr in Cincinnati, OH
Homeownership
38.9%
41.2%
+2.3 pp in Providence, RI
Bachelor's+ (25+)
41.3%
34.7%
+6.6 pp in Cincinnati, OH
Avg Commute
23.1 min
25.0 min
+1.9 min in Providence, RI

Crime (per 100k/yr)

Violent Crime
856.5
282.4
+67% in Cincinnati, OH
Property Crime
3,877.7
1,665.6
+57% in Cincinnati, OH

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
54.3°F
51.6°F
+2.7°F in Cincinnati, OH
Annual Precipitation
41.9 in
47.2 in
+5.2 in in Providence, RI

Gas

Regular Gasoline
$4.18/gal
$3.86/gal
+8% in Cincinnati, OH

Area: Ohio vs East Coast (PADD 1).

Utilities

Electricity (¢/kWh)
19.5
29.5
+51% in Providence, RI
Natural Gas ($/MCF)
$22.83
$16.06
+30% in Cincinnati, OH

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.92
+16% in Providence, RI
Eggs (doz)
$3.63
$2.19
+40% in Cincinnati, OH
Ground Beef (lb)
$6.77
$6.90
+2% in Providence, RI
Chicken (lb)
$2.10
$2.19
+4% in Providence, RI
Bananas (lb)
$0.62
$0.69
+12% in Providence, RI

Average prices — Midwest vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (OH / RI)
5.75%
7%
+1.3 pp in RI
Income Tax (top rate)
2.75%
5.99%
+3.2 pp in RI

Cincinnati vs Providence — FAQ

Is it cheaper to live in Cincinnati or Providence?
Cincinnati, OH is cheaper. Its monthly baseline of $1,030 (1BR rent + utilities) runs about 21% below Providence, RI's $1,310, mainly because of rent.
How much more do you need to earn to live in Cincinnati than in Providence?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $33,000 a year in Cincinnati versus $41,000 in Providence.
Which has lower taxes, Cincinnati or Providence?
Cincinnati is taxed under Ohio's rules (a top state income tax rate of 2.75% and a 5.75% state sales tax); Providence under Rhode Island's (a top state income tax rate of 5.99% and a 7% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).