Living Cost Compare
Charlotte

North Carolina

$1,560/mo est.

vs
Portland

Maine

$1,620/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,560 in Charlotte, NC versus $1,620 in Portland, ME. Overall, Charlotte, NC is roughly 4% cheaper to live in day-to-day than Portland, ME, driven mainly by electricity costs.

Median household income is $78,438 in Charlotte, NC and $76,174 in Portland, ME — about 3% higher in Charlotte, NC. North Carolina has a top state income tax rate of 3.99% and a 4.75% state sales tax; Maine has a top state income tax rate of 7.15% and a 5.5% state sales tax.

Rent

Studio
$1,424
$1,038
+27% in Charlotte, NC
1 Bedroom
$1,374
$1,331
+3% in Charlotte, NC
2 Bedroom
$1,491
$1,664
+12% in Portland, ME
3 Bedroom
$1,663
$1,919
+15% in Portland, ME

Buying a Home

Median Home Value
$351,500
$452,600
+29% in Portland, ME

Income

Median Household Income
$78,438
$76,174
+3% in Charlotte, NC
Metro Median Wage (annual)
$49,990
$56,960
+14% in Portland, ME

People & Lifestyle

Median Age
34.4 yr
37.5 yr
+3.1 yr in Portland, ME
Homeownership
51.5%
46.7%
+4.8 pp in Charlotte, NC
Bachelor's+ (25+)
47.4%
59.2%
+11.8 pp in Portland, ME
Avg Commute
25.0 min
19.9 min
+5.1 min in Charlotte, NC

Crime (per 100k/yr)

Violent Crime
733.1
272.7
+63% in Charlotte, NC
Property Crime
3,718.9
2,513.3
+32% in Charlotte, NC

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
59.9°F
46.5°F
+13.4°F in Charlotte, NC
Annual Precipitation
41.6 in
47.3 in
+5.6 in in Portland, ME

Gas

Regular Gasoline
$3.86/gal
$3.86/gal
about equal

Area: East Coast (PADD 1) vs East Coast (PADD 1).

Public Transit

Base Fare (one-way)
$2.20

Adult base one-way fare — CATS vs (2026).

Utilities

Electricity (¢/kWh)
15.1
28.6
+90% in Portland, ME
Natural Gas ($/MCF)
$27.56
$21.00
+24% in Charlotte, NC

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.31
+8% in Portland, ME
Bread (lb)
$1.75
$1.92
+10% in Portland, ME
Eggs (doz)
$2.21
$2.19
+1% in Charlotte, NC
Ground Beef (lb)
$6.45
$6.90
+7% in Portland, ME
Chicken (lb)
$1.90
$2.19
+15% in Portland, ME
Bananas (lb)
$0.62
$0.69
+12% in Portland, ME

Average prices — South vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NC / ME)
4.75%
5.5%
+0.8 pp in ME
Income Tax (top rate)
3.99%
7.15%
+3.2 pp in ME

Charlotte vs Portland — FAQ

Is it cheaper to live in Charlotte or Portland?
Charlotte, NC is cheaper. Its monthly baseline of $1,560 (1BR rent + utilities) runs about 4% below Portland, ME's $1,620, mainly because of electricity costs.
How much more do you need to earn to live in Charlotte than in Portland?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $55,000 a year in Charlotte versus $53,000 in Portland.
Which has lower taxes, Charlotte or Portland?
Charlotte is taxed under North Carolina's rules (a top state income tax rate of 3.99% and a 4.75% state sales tax); Portland under Maine's (a top state income tax rate of 7.15% and a 5.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).