Living Cost Compare
Charlotte

North Carolina

$1,550/mo est.

vs
Long Beach

California

$1,960/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,550 in Charlotte, NC versus $1,960 in Long Beach, CA. Overall, Charlotte, NC is roughly 21% cheaper to live in day-to-day than Long Beach, CA, driven mainly by rent.

Median household income is $78,438 in Charlotte, NC and $83,969 in Long Beach, CA — about 7% higher in Long Beach, CA. North Carolina has a top state income tax rate of 3.99% and a 4.75% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$1,424
$1,447
+2% in Long Beach, CA
1 Bedroom
$1,374
$1,634
+19% in Long Beach, CA
2 Bedroom
$1,491
$1,979
+33% in Long Beach, CA
3 Bedroom
$1,663
$2,360
+42% in Long Beach, CA

Buying a Home

Median Home Value
$351,500
$762,200
+117% in Long Beach, CA

Income

Median Household Income
$78,438
$83,969
+7% in Long Beach, CA
Metro Median Wage (annual)
$49,990
$55,850
+12% in Long Beach, CA

People & Lifestyle

Median Age
34.4 yr
36.8 yr
+2.4 yr in Long Beach, CA
Homeownership
51.5%
40.9%
+10.6 pp in Charlotte, NC
Bachelor's+ (25+)
47.4%
34.8%
+12.6 pp in Charlotte, NC
Avg Commute
25.0 min
30.0 min
+5.0 min in Long Beach, CA

Crime (per 100k/yr)

Violent Crime
733.1
690
+6% in Charlotte, NC
Property Crime
3,719
3,584.4
+4% in Charlotte, NC

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
59.9°F
64.7°F
+4.8°F in Long Beach, CA
Annual Precipitation
41.6 in
12.3 in
+29.4 in in Charlotte, NC

Gas

Regular Gasoline
$4.30/gal
$5.89/gal
+37% in Long Beach, CA

Area: East Coast (PADD 1) vs Los Angeles.

Public Transit

Base Fare (one-way)
$2.20
$1.25
+43% in Charlotte, NC

Adult base one-way fare — CATS vs Long Beach Transit (2026).

Utilities

Electricity (¢/kWh)
16.0
33.4
+108% in Long Beach, CA
Natural Gas ($/MCF)
$17.50
$20.72
+18% in Long Beach, CA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.16
$4.37
+5% in Long Beach, CA
Bread (lb)
$1.73
$2.10
+21% in Long Beach, CA
Eggs (doz)
$2.19
$2.25
+3% in Long Beach, CA
Ground Beef (lb)
$6.56
$7.23
+10% in Long Beach, CA
Chicken (lb)
$1.90
$2.14
+12% in Long Beach, CA
Bananas (lb)
$0.61
$0.74
+21% in Long Beach, CA

Average prices — South vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NC / CA)
4.75%
7.25%
+2.5 pp in CA
Income Tax (top rate)
3.99%
13.30%
+9.3 pp in CA

Charlotte vs Long Beach — FAQ

Is it cheaper to live in Charlotte or Long Beach?
Charlotte, NC is cheaper. Its monthly baseline of $1,550 (1BR rent + utilities) runs about 21% below Long Beach, CA's $1,960, mainly because of rent.
How much more do you need to earn to live in Charlotte than in Long Beach?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $55,000 a year in Charlotte versus $65,000 in Long Beach.
Which has lower taxes, Charlotte or Long Beach?
Charlotte is taxed under North Carolina's rules (a top state income tax rate of 3.99% and a 4.75% state sales tax); Long Beach under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).