Living Cost Compare
Charlotte

North Carolina

$1,560/mo est.

vs
Greenville

South Carolina

$1,300/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,560 in Charlotte, NC versus $1,300 in Greenville, SC. Overall, Greenville, SC is roughly 17% cheaper to live in day-to-day than Charlotte, NC, driven mainly by rent.

Median household income is $78,438 in Charlotte, NC and $68,460 in Greenville, SC — about 13% higher in Charlotte, NC. North Carolina has a top state income tax rate of 3.99% and a 4.75% state sales tax; South Carolina has a top state income tax rate of 6.00% and a 6% state sales tax.

Rent

Studio
$1,424
$1,175
+17% in Charlotte, NC
1 Bedroom
$1,374
$1,113
+19% in Charlotte, NC
2 Bedroom
$1,491
$1,325
+11% in Charlotte, NC
3 Bedroom
$1,663
$1,550
+7% in Charlotte, NC

Buying a Home

Median Home Value
$351,500
$453,300
+29% in Greenville, SC

Income

Median Household Income
$78,438
$68,460
+13% in Charlotte, NC
Metro Median Wage (annual)
$49,990
$46,580
+7% in Charlotte, NC

People & Lifestyle

Median Age
34.4 yr
34.8 yr
+0.4 yr in Greenville, SC
Homeownership
51.5%
41.2%
+10.3 pp in Charlotte, NC
Bachelor's+ (25+)
47.4%
55.0%
+7.6 pp in Greenville, SC
Avg Commute
25.0 min
19.9 min
+5.1 min in Charlotte, NC

Crime (per 100k/yr)

Violent Crime
733.1
649.8
+11% in Charlotte, NC
Property Crime
3,718.9
3,479.3
+6% in Charlotte, NC

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
59.9°F
60.5°F
+0.6°F in Greenville, SC
Annual Precipitation
41.6 in
50.8 in
+9.1 in in Greenville, SC

Gas

Regular Gasoline
$3.94/gal
$3.94/gal
about equal

Area: East Coast (PADD 1) vs East Coast (PADD 1).

Public Transit

Base Fare (one-way)
$2.20

Adult base one-way fare — CATS vs (2026).

Utilities

Electricity (¢/kWh)
14.7
15.6
+5% in Greenville, SC
Natural Gas ($/MCF)
$30.10
$29.07
+3% in Charlotte, NC

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.00
about equal
Bread (lb)
$1.75
$1.75
about equal
Eggs (doz)
$2.21
$2.21
about equal
Ground Beef (lb)
$6.45
$6.45
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NC / SC)
4.75%
6%
+1.3 pp in SC
Income Tax (top rate)
3.99%
6.00%
+2.0 pp in SC

Charlotte vs Greenville — FAQ

Is it cheaper to live in Charlotte or Greenville?
Greenville, SC is cheaper. Its monthly baseline of $1,300 (1BR rent + utilities) runs about 17% below Charlotte, NC's $1,560, mainly because of rent.
How much more do you need to earn to live in Charlotte than in Greenville?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $55,000 a year in Charlotte versus $45,000 in Greenville.
Which has lower taxes, Charlotte or Greenville?
Charlotte is taxed under North Carolina's rules (a top state income tax rate of 3.99% and a 4.75% state sales tax); Greenville under South Carolina's (a top state income tax rate of 6.00% and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).