Living Cost Compare
Charlotte

North Carolina

$1,560/mo est.

vs
Fayetteville

Arkansas

$990/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,560 in Charlotte, NC versus $990 in Fayetteville, AR. Overall, Fayetteville, AR is roughly 37% cheaper to live in day-to-day than Charlotte, NC, driven mainly by rent.

Median household income is $78,438 in Charlotte, NC and $59,074 in Fayetteville, AR — about 25% higher in Charlotte, NC. North Carolina has a top state income tax rate of 3.99% and a 4.75% state sales tax; Arkansas has a top state income tax rate of 3.90% and a 6.5% state sales tax.

Rent

Studio
$1,424
$709
+50% in Charlotte, NC
1 Bedroom
$1,374
$817
+41% in Charlotte, NC
2 Bedroom
$1,491
$999
+33% in Charlotte, NC
3 Bedroom
$1,663
$1,430
+14% in Charlotte, NC

Buying a Home

Median Home Value
$351,500
$322,500
+8% in Charlotte, NC

Income

Median Household Income
$78,438
$59,074
+25% in Charlotte, NC
Metro Median Wage (annual)
$49,990
$46,610
+7% in Charlotte, NC

People & Lifestyle

Median Age
34.4 yr
28.7 yr
+5.7 yr in Charlotte, NC
Homeownership
51.5%
41.9%
+9.6 pp in Charlotte, NC
Bachelor's+ (25+)
47.4%
49.8%
+2.4 pp in Fayetteville, AR
Avg Commute
25.0 min
18.2 min
+6.8 min in Charlotte, NC

Crime (per 100k/yr)

Violent Crime
733.1
429.4
+41% in Charlotte, NC
Property Crime
3,718.9
2,392.2
+36% in Charlotte, NC

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
59.9°F
57.1°F
+2.8°F in Charlotte, NC
Annual Precipitation
41.6 in
48.5 in
+6.9 in in Fayetteville, AR

Gas

Regular Gasoline
$3.94/gal
$3.62/gal
+8% in Charlotte, NC

Area: East Coast (PADD 1) vs Gulf Coast (PADD 3).

Public Transit

Base Fare (one-way)
$2.20

Adult base one-way fare — CATS vs (2026).

Utilities

Electricity (¢/kWh)
14.7
14.1
+4% in Charlotte, NC
Natural Gas ($/MCF)
$30.10
$27.86
+7% in Charlotte, NC

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.00
about equal
Bread (lb)
$1.75
$1.75
about equal
Eggs (doz)
$2.21
$2.21
about equal
Ground Beef (lb)
$6.45
$6.45
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NC / AR)
4.75%
6.5%
+1.8 pp in AR
Income Tax (top rate)
3.99%
3.90%
+0.1 pp in NC

Charlotte vs Fayetteville — FAQ

Is it cheaper to live in Charlotte or Fayetteville?
Fayetteville, AR is cheaper. Its monthly baseline of $990 (1BR rent + utilities) runs about 37% below Charlotte, NC's $1,560, mainly because of rent.
How much more do you need to earn to live in Charlotte than in Fayetteville?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $55,000 a year in Charlotte versus $33,000 in Fayetteville.
Which has lower taxes, Charlotte or Fayetteville?
Charlotte is taxed under North Carolina's rules (a top state income tax rate of 3.99% and a 4.75% state sales tax); Fayetteville under Arkansas's (a top state income tax rate of 3.90% and a 6.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).