Living Cost Compare
Charlotte

North Carolina

$1,560/mo est.

vs
Cranston

Rhode Island

$1,330/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,560 in Charlotte, NC versus $1,330 in Cranston, RI. Overall, Cranston, RI is roughly 15% cheaper to live in day-to-day than Charlotte, NC, driven mainly by rent.

Median household income is $78,438 in Charlotte, NC and $87,716 in Cranston, RI — about 11% higher in Cranston, RI. North Carolina has a top state income tax rate of 3.99% and a 4.75% state sales tax; Rhode Island has a top state income tax rate of 5.99% and a 7% state sales tax.

Rent

Studio
$1,424
1 Bedroom
$1,374
$1,032
+25% in Charlotte, NC
2 Bedroom
$1,491
$1,438
+4% in Charlotte, NC
3 Bedroom
$1,663
$1,688
+2% in Cranston, RI

Buying a Home

Median Home Value
$351,500
$348,800
+1% in Charlotte, NC

Income

Median Household Income
$78,438
$87,716
+12% in Cranston, RI
Metro Median Wage (annual)
$49,990
$53,680
+7% in Cranston, RI

People & Lifestyle

Median Age
34.4 yr
40.1 yr
+5.7 yr in Cranston, RI
Homeownership
51.5%
67.3%
+15.8 pp in Cranston, RI
Bachelor's+ (25+)
47.4%
35.8%
+11.6 pp in Charlotte, NC
Avg Commute
25.0 min
23.8 min
+1.2 min in Charlotte, NC

Crime (per 100k/yr)

Violent Crime
733.1
93.1
+87% in Charlotte, NC
Property Crime
3,718.9
1,065.4
+71% in Charlotte, NC

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
59.9°F
51.6°F
+8.3°F in Charlotte, NC
Annual Precipitation
41.6 in
47.2 in
+5.5 in in Cranston, RI

Gas

Regular Gasoline
$3.94/gal
$3.94/gal
about equal

Area: East Coast (PADD 1) vs East Coast (PADD 1).

Public Transit

Base Fare (one-way)
$2.20

Adult base one-way fare — CATS vs (2026).

Utilities

Electricity (¢/kWh)
14.7
29.2
+98% in Cranston, RI
Natural Gas ($/MCF)
$30.10
$25.75
+14% in Charlotte, NC

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.31
+8% in Cranston, RI
Bread (lb)
$1.75
$1.92
+10% in Cranston, RI
Eggs (doz)
$2.21
$2.19
+1% in Charlotte, NC
Ground Beef (lb)
$6.45
$6.90
+7% in Cranston, RI
Chicken (lb)
$1.90
$2.19
+15% in Cranston, RI
Bananas (lb)
$0.62
$0.69
+12% in Cranston, RI

Average prices — South vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NC / RI)
4.75%
7%
+2.3 pp in RI
Income Tax (top rate)
3.99%
5.99%
+2.0 pp in RI

Charlotte vs Cranston — FAQ

Is it cheaper to live in Charlotte or Cranston?
Cranston, RI is cheaper. Its monthly baseline of $1,330 (1BR rent + utilities) runs about 15% below Charlotte, NC's $1,560, mainly because of rent.
How much more do you need to earn to live in Charlotte than in Cranston?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $55,000 a year in Charlotte versus $41,000 in Cranston.
Which has lower taxes, Charlotte or Cranston?
Charlotte is taxed under North Carolina's rules (a top state income tax rate of 3.99% and a 4.75% state sales tax); Cranston under Rhode Island's (a top state income tax rate of 5.99% and a 7% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).