Living Cost Compare
Charleston

West Virginia

$860/mo est.

vs
Lexington

Kentucky

$1,070/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $860 in Charleston, WV versus $1,070 in Lexington, KY. Overall, Charleston, WV is roughly 20% cheaper to live in day-to-day than Lexington, KY, driven mainly by rent.

Median household income is $64,512 in Charleston, WV and $67,631 in Lexington, KY — about 5% higher in Lexington, KY. West Virginia has a top state income tax rate of 4.82% and a 6% state sales tax; Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax.

Rent

Studio
$630
$769
+22% in Lexington, KY
1 Bedroom
$668
$887
+33% in Lexington, KY
2 Bedroom
$980
$1,119
+14% in Lexington, KY
3 Bedroom
$1,139
$1,408
+24% in Lexington, KY

Buying a Home

Median Home Value
$187,300
$272,100
+45% in Lexington, KY

Income

Median Household Income
$64,512
$67,631
+5% in Lexington, KY
Metro Median Wage (annual)
$45,830
$48,620
+6% in Lexington, KY

People & Lifestyle

Median Age
42.6 yr
35.2 yr
+7.4 yr in Charleston, WV
Homeownership
62.8%
53.6%
+9.2 pp in Charleston, WV
Bachelor's+ (25+)
44.1%
47.3%
+3.2 pp in Lexington, KY
Avg Commute
17.9 min
20.8 min
+2.9 min in Lexington, KY

Crime (per 100k/yr)

Violent Crime
542.7
269.1
+50% in Charleston, WV
Property Crime
3,148
2,304.4
+27% in Charleston, WV

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
55.7°F
55.6°F
+0.1°F in Charleston, WV
Annual Precipitation
44.0 in
45.2 in
+1.1 in in Lexington, KY

Gas

Regular Gasoline
$3.86/gal
$3.94/gal
+2% in Lexington, KY

Area: East Coast (PADD 1) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
16.8
15.0
+11% in Charleston, WV
Natural Gas ($/MCF)
$24.68
$29.48
+19% in Lexington, KY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.00
about equal
Bread (lb)
$1.75
$1.75
about equal
Eggs (doz)
$2.21
$2.21
about equal
Ground Beef (lb)
$6.45
$6.45
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (WV / KY)
6%
6%
about equal
Income Tax (top rate)
4.82%
3.50%
+1.3 pp in WV

Charleston vs Lexington — FAQ

Is it cheaper to live in Charleston or Lexington?
Charleston, WV is cheaper. Its monthly baseline of $860 (1BR rent + utilities) runs about 20% below Lexington, KY's $1,070, mainly because of rent.
How much more do you need to earn to live in Charleston than in Lexington?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $27,000 a year in Charleston versus $35,000 in Lexington.
Which has lower taxes, Charleston or Lexington?
Charleston is taxed under West Virginia's rules (a top state income tax rate of 4.82% and a 6% state sales tax); Lexington under Kentucky's (a top state income tax rate of 3.50% and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).