Living Cost Compare
Charleston

South Carolina

$1,620/mo est.

vs
San Francisco

California

$2,750/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,620 in Charleston, SC versus $2,750 in San Francisco, CA. Overall, Charleston, SC is roughly 41% cheaper to live in day-to-day than San Francisco, CA, driven mainly by rent.

Median household income is $90,038 in Charleston, SC and $141,446 in San Francisco, CA — about 36% higher in San Francisco, CA. South Carolina has a top state income tax rate of 6.00% and a 6% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$1,579
$1,560
+1% in Charleston, SC
1 Bedroom
$1,430
$2,425
+70% in San Francisco, CA
2 Bedroom
$1,684
$2,982
+77% in San Francisco, CA
3 Bedroom
$2,076
$3,269
+57% in San Francisco, CA

Buying a Home

Median Home Value
$469,100
$1,380,500
+194% in San Francisco, CA

Income

Median Household Income
$90,038
$141,446
+57% in San Francisco, CA
Metro Median Wage (annual)
$49,150
$74,260
+51% in San Francisco, CA

People & Lifestyle

Median Age
36.1 yr
39.7 yr
+3.6 yr in San Francisco, CA
Homeownership
55.6%
38.5%
+17.1 pp in Charleston, SC
Bachelor's+ (25+)
57.7%
60.1%
+2.4 pp in San Francisco, CA
Avg Commute
23.8 min
31.2 min
+7.4 min in San Francisco, CA

Crime (per 100k/yr)

Violent Crime
358.8
596.5
+66% in San Francisco, CA
Property Crime
2,035.1
3,962.2
+95% in San Francisco, CA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
66.7°F
57.3°F
+9.4°F in Charleston, SC
Annual Precipitation
44.4 in
23.6 in
+20.8 in in Charleston, SC

Gas

Regular Gasoline
$3.86/gal
$5.43/gal
+41% in San Francisco, CA

Area: East Coast (PADD 1) vs San Francisco.

Public Transit

Base Fare (one-way)
$2.50

Adult base one-way fare — vs SF Muni (2026).

Utilities

Electricity (¢/kWh)
16.2
33.3
+106% in San Francisco, CA
Natural Gas ($/MCF)
$27.35
$20.72
+24% in Charleston, SC

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.82
+20% in San Francisco, CA
Bread (lb)
$1.75
$2.04
+17% in San Francisco, CA
Eggs (doz)
$2.21
$2.19
+1% in Charleston, SC
Ground Beef (lb)
$6.45
$7.36
+14% in San Francisco, CA
Chicken (lb)
$1.90
$2.01
+6% in San Francisco, CA
Bananas (lb)
$0.62
$0.70
+14% in San Francisco, CA

Average prices — South vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (SC / CA)
6%
7.25%
+1.3 pp in CA
Income Tax (top rate)
6.00%
13.30%
+7.3 pp in CA

Charleston vs San Francisco — FAQ

Is it cheaper to live in Charleston or San Francisco?
Charleston, SC is cheaper. Its monthly baseline of $1,620 (1BR rent + utilities) runs about 41% below San Francisco, CA's $2,750, mainly because of rent.
How much more do you need to earn to live in Charleston than in San Francisco?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $57,000 a year in Charleston versus $97,000 in San Francisco.
Which has lower taxes, Charleston or San Francisco?
Charleston is taxed under South Carolina's rules (a top state income tax rate of 6.00% and a 6% state sales tax); San Francisco under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).