Living Cost Compare
Charleston

South Carolina

$1,620/mo est.

vs
Columbia

South Carolina

$1,220/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,620 in Charleston, SC versus $1,220 in Columbia, SC. Overall, Columbia, SC is roughly 25% cheaper to live in day-to-day than Charleston, SC, driven mainly by rent.

Median household income is $90,038 in Charleston, SC and $55,653 in Columbia, SC — about 38% higher in Charleston, SC. Both cities are in South Carolina, so state taxes are identical: a top state income tax rate of 6.00% and a 6% state sales tax.

Rent

Studio
$1,579
$802
+49% in Charleston, SC
1 Bedroom
$1,430
$1,026
+28% in Charleston, SC
2 Bedroom
$1,684
$1,164
+31% in Charleston, SC
3 Bedroom
$2,076
$1,338
+36% in Charleston, SC

Buying a Home

Median Home Value
$469,100
$243,500
+48% in Charleston, SC

Income

Median Household Income
$90,038
$55,653
+38% in Charleston, SC
Metro Median Wage (annual)
$49,150
$46,430
+6% in Charleston, SC

People & Lifestyle

Median Age
36.1 yr
28.7 yr
+7.4 yr in Charleston, SC
Homeownership
55.6%
47.3%
+8.3 pp in Charleston, SC
Bachelor's+ (25+)
57.7%
46.1%
+11.6 pp in Charleston, SC
Avg Commute
23.8 min
17.4 min
+6.4 min in Charleston, SC

Crime (per 100k/yr)

Violent Crime
358.8
769.9
+115% in Columbia, SC
Property Crime
2,035.1
3,265.1
+60% in Columbia, SC

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
66.7°F
64.9°F
+1.8°F in Charleston, SC
Annual Precipitation
44.4 in
45.4 in
+1.0 in in Columbia, SC

Gas

Regular Gasoline
$3.94/gal
$3.94/gal
about equal

Area: East Coast (PADD 1) vs East Coast (PADD 1).

Utilities

Electricity (¢/kWh)
15.6
15.6
about equal
Natural Gas ($/MCF)
$29.07
$29.07
about equal

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.00
about equal
Bread (lb)
$1.75
$1.75
about equal
Eggs (doz)
$2.21
$2.21
about equal
Ground Beef (lb)
$6.45
$6.45
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (SC / SC)
6%
6%
about equal
Income Tax (top rate)
6.00%
6.00%
about equal

Charleston vs Columbia — FAQ

Is it cheaper to live in Charleston or Columbia?
Columbia, SC is cheaper. Its monthly baseline of $1,220 (1BR rent + utilities) runs about 25% below Charleston, SC's $1,620, mainly because of rent.
How much more do you need to earn to live in Charleston than in Columbia?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $57,000 a year in Charleston versus $41,000 in Columbia.
Which has lower taxes, Charleston or Columbia?
Neither — both are in South Carolina, so they share the same state tax rates: a top state income tax rate of 6.00% and a 6% state sales tax.

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).