Living Cost Compare
Cedar Rapids

Iowa

$900/mo est.

vs
Sioux Falls

South Dakota

$1,030/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $900 in Cedar Rapids, IA versus $1,030 in Sioux Falls, SD. Overall, Cedar Rapids, IA is roughly 13% cheaper to live in day-to-day than Sioux Falls, SD, driven mainly by rent.

Median household income is $67,859 in Cedar Rapids, IA and $74,714 in Sioux Falls, SD — about 9% higher in Sioux Falls, SD. Iowa has a top state income tax rate of 3.80% and a 6% state sales tax; South Dakota has no state income tax and a 4.2% state sales tax.

Rent

Studio
$659
$825
+25% in Sioux Falls, SD
1 Bedroom
$716
$870
+22% in Sioux Falls, SD
2 Bedroom
$997
$1,000
+0% in Sioux Falls, SD
3 Bedroom
$1,335
$1,237
+7% in Cedar Rapids, IA

Buying a Home

Median Home Value
$177,100
$271,400
+53% in Sioux Falls, SD

Income

Median Household Income
$67,859
$74,714
+10% in Sioux Falls, SD
Metro Median Wage (annual)
$49,360
$47,970
+3% in Cedar Rapids, IA

People & Lifestyle

Median Age
36.9 yr
35.1 yr
+1.8 yr in Cedar Rapids, IA
Homeownership
68.2%
60.0%
+8.2 pp in Cedar Rapids, IA
Bachelor's+ (25+)
32.9%
37.4%
+4.5 pp in Sioux Falls, SD
Avg Commute
18.2 min
17.0 min
+1.2 min in Cedar Rapids, IA

Crime (per 100k/yr)

Violent Crime
264.5
526.7
+99% in Sioux Falls, SD
Property Crime
2,726
2,927.1
+7% in Sioux Falls, SD

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
48.2°F
45.8°F
+2.4°F in Cedar Rapids, IA
Annual Precipitation
34.6 in
26.4 in
+8.2 in in Cedar Rapids, IA

Gas

Regular Gasoline
$3.85/gal
$3.85/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
15.9
15.4
+4% in Cedar Rapids, IA
Natural Gas ($/MCF)
$22.16
$15.26
+31% in Cedar Rapids, IA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.66
about equal
Eggs (doz)
$3.63
$3.63
about equal
Ground Beef (lb)
$6.77
$6.77
about equal
Chicken (lb)
$2.10
$2.10
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (IA / SD)
6%
4.2%
+1.8 pp in IA
Income Tax (top rate)
3.80%
None
+3.8 pp in IA

Cedar Rapids vs Sioux Falls — FAQ

Is it cheaper to live in Cedar Rapids or Sioux Falls?
Cedar Rapids, IA is cheaper. Its monthly baseline of $900 (1BR rent + utilities) runs about 13% below Sioux Falls, SD's $1,030, mainly because of rent.
How much more do you need to earn to live in Cedar Rapids than in Sioux Falls?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $29,000 a year in Cedar Rapids versus $35,000 in Sioux Falls.
Which has lower taxes, Cedar Rapids or Sioux Falls?
Cedar Rapids is taxed under Iowa's rules (a top state income tax rate of 3.80% and a 6% state sales tax); Sioux Falls under South Dakota's (no state income tax and a 4.2% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).