Living Cost Compare
Cedar Rapids

Iowa

$900/mo est.

vs
Rochester

New York

$1,160/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $900 in Cedar Rapids, IA versus $1,160 in Rochester, NY. Overall, Cedar Rapids, IA is roughly 22% cheaper to live in day-to-day than Rochester, NY, driven mainly by rent.

Median household income is $67,859 in Cedar Rapids, IA and $46,628 in Rochester, NY — about 31% higher in Cedar Rapids, IA. Iowa has a top state income tax rate of 3.80% and a 6% state sales tax; New York has a top state income tax rate of 10.90% and a 4% state sales tax.

Rent

Studio
$659
$750
+14% in Rochester, NY
1 Bedroom
$716
$857
+20% in Rochester, NY
2 Bedroom
$997
$1,114
+12% in Rochester, NY
3 Bedroom
$1,335
$1,240
+7% in Cedar Rapids, IA

Buying a Home

Median Home Value
$177,100
$120,600
+32% in Cedar Rapids, IA

Income

Median Household Income
$67,859
$46,628
+31% in Cedar Rapids, IA
Metro Median Wage (annual)
$49,360
$51,210
+4% in Rochester, NY

People & Lifestyle

Median Age
36.9 yr
33.5 yr
+3.4 yr in Cedar Rapids, IA
Homeownership
68.2%
37.2%
+31.0 pp in Cedar Rapids, IA
Bachelor's+ (25+)
32.9%
29.9%
+3.0 pp in Cedar Rapids, IA
Avg Commute
18.2 min
18.9 min
+0.7 min in Rochester, NY

Crime (per 100k/yr)

Violent Crime
264.5
690
+161% in Rochester, NY
Property Crime
2,726
3,533.4
+30% in Rochester, NY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
48.2°F
48.2°F
about equal
Annual Precipitation
34.6 in
34.3 in
+0.3 in in Cedar Rapids, IA

Gas

Regular Gasoline
$3.85/gal
$4.13/gal
+7% in Rochester, NY

Area: Midwest (PADD 2) vs New York.

Utilities

Electricity (¢/kWh)
15.9
29.5
+85% in Rochester, NY
Natural Gas ($/MCF)
$22.16
$27.01
+22% in Rochester, NY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.92
+16% in Rochester, NY
Eggs (doz)
$3.63
$2.19
+40% in Cedar Rapids, IA
Ground Beef (lb)
$6.77
$6.90
+2% in Rochester, NY
Chicken (lb)
$2.10
$2.19
+4% in Rochester, NY
Bananas (lb)
$0.62
$0.69
+12% in Rochester, NY

Average prices — Midwest vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (IA / NY)
6%
4%
+2.0 pp in IA
Income Tax (top rate)
3.80%
10.90%
+7.1 pp in NY

Cedar Rapids vs Rochester — FAQ

Is it cheaper to live in Cedar Rapids or Rochester?
Cedar Rapids, IA is cheaper. Its monthly baseline of $900 (1BR rent + utilities) runs about 22% below Rochester, NY's $1,160, mainly because of rent.
How much more do you need to earn to live in Cedar Rapids than in Rochester?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $29,000 a year in Cedar Rapids versus $34,000 in Rochester.
Which has lower taxes, Cedar Rapids or Rochester?
Cedar Rapids is taxed under Iowa's rules (a top state income tax rate of 3.80% and a 6% state sales tax); Rochester under New York's (a top state income tax rate of 10.90% and a 4% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).