Living Cost Compare
Cedar Rapids

Iowa

$900/mo est.

vs
Providence

Rhode Island

$1,330/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $900 in Cedar Rapids, IA versus $1,330 in Providence, RI. Overall, Cedar Rapids, IA is roughly 32% cheaper to live in day-to-day than Providence, RI, driven mainly by rent.

Median household income is $67,859 in Cedar Rapids, IA and $66,772 in Providence, RI — about 2% higher in Cedar Rapids, IA. Iowa has a top state income tax rate of 3.80% and a 6% state sales tax; Rhode Island has a top state income tax rate of 5.99% and a 7% state sales tax.

Rent

Studio
$659
$1,116
+69% in Providence, RI
1 Bedroom
$716
$1,030
+44% in Providence, RI
2 Bedroom
$997
$1,323
+33% in Providence, RI
3 Bedroom
$1,335
$1,627
+22% in Providence, RI

Buying a Home

Median Home Value
$177,100
$322,800
+82% in Providence, RI

Income

Median Household Income
$67,859
$66,772
+2% in Cedar Rapids, IA
Metro Median Wage (annual)
$49,360
$53,680
+9% in Providence, RI

People & Lifestyle

Median Age
36.9 yr
32.9 yr
+4.0 yr in Cedar Rapids, IA
Homeownership
68.2%
41.2%
+27.0 pp in Cedar Rapids, IA
Bachelor's+ (25+)
32.9%
34.7%
+1.8 pp in Providence, RI
Avg Commute
18.2 min
25.0 min
+6.8 min in Providence, RI

Crime (per 100k/yr)

Violent Crime
264.5
282.4
+7% in Providence, RI
Property Crime
2,726
1,665.6
+39% in Cedar Rapids, IA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
48.2°F
51.6°F
+3.4°F in Providence, RI
Annual Precipitation
34.6 in
47.2 in
+12.6 in in Providence, RI

Gas

Regular Gasoline
$3.85/gal
$3.94/gal
+2% in Providence, RI

Area: Midwest (PADD 2) vs East Coast (PADD 1).

Utilities

Electricity (¢/kWh)
15.9
29.2
+83% in Providence, RI
Natural Gas ($/MCF)
$22.16
$25.75
+16% in Providence, RI

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.92
+16% in Providence, RI
Eggs (doz)
$3.63
$2.19
+40% in Cedar Rapids, IA
Ground Beef (lb)
$6.77
$6.90
+2% in Providence, RI
Chicken (lb)
$2.10
$2.19
+4% in Providence, RI
Bananas (lb)
$0.62
$0.69
+12% in Providence, RI

Average prices — Midwest vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (IA / RI)
6%
7%
+1.0 pp in RI
Income Tax (top rate)
3.80%
5.99%
+2.2 pp in RI

Cedar Rapids vs Providence — FAQ

Is it cheaper to live in Cedar Rapids or Providence?
Cedar Rapids, IA is cheaper. Its monthly baseline of $900 (1BR rent + utilities) runs about 32% below Providence, RI's $1,330, mainly because of rent.
How much more do you need to earn to live in Cedar Rapids than in Providence?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $29,000 a year in Cedar Rapids versus $41,000 in Providence.
Which has lower taxes, Cedar Rapids or Providence?
Cedar Rapids is taxed under Iowa's rules (a top state income tax rate of 3.80% and a 6% state sales tax); Providence under Rhode Island's (a top state income tax rate of 5.99% and a 7% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).