Is it cheaper to live in Cambridge or Columbus?

Columbus, GA is cheaper. Its monthly baseline of $1,090 (1BR rent + utilities) runs about 61% below Cambridge, MA's $2,810, mainly because of rent.

How much more do you need to earn to live in Cambridge than in Columbus?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $100,000 a year in Cambridge versus $35,000 in Columbus.

Which has lower taxes, Cambridge or Columbus?

Cambridge is taxed under Massachusetts's rules (a top state income tax rate of 9.00% and a 6.25% state sales tax); Columbus under Georgia's (a top state income tax rate of 5.19% and a 4% state sales tax).

Cambridge vs Columbus Cost of Living 2026

Cambridge

Massachusetts

$2,810/mo est.

Columbus

Georgia

$1,090/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $2,810 in Cambridge, MA versus $1,090 in Columbus, GA. Overall, Columbus, GA is roughly 61% cheaper to live in day-to-day than Cambridge, MA, driven mainly by rent.

Median household income is $126,469 in Cambridge, MA and $56,622 in Columbus, GA — about 55% higher in Cambridge, MA. Massachusetts has a top state income tax rate of 9.00% and a 6.25% state sales tax; Georgia has a top state income tax rate of 5.19% and a 4% state sales tax.

Cambridge, MA

Columbus, GA

Rent

Studio

$2,236

$826

+63% in Cambridge, MA

1 Bedroom

$2,496

$875

+65% in Cambridge, MA

2 Bedroom

$2,980

$991

+67% in Cambridge, MA

3 Bedroom

$3,325

$1,221

+63% in Cambridge, MA

Buying a Home

Median Home Value

$1,040,500

$182,300

+82% in Cambridge, MA

Income

Median Household Income

$126,469

$56,622

+55% in Cambridge, MA

Metro Median Wage (annual)

$66,620

$43,540

+35% in Cambridge, MA

People & Lifestyle

Median Age

30.5 yr

35.1 yr

+4.6 yr in Columbus, GA

Homeownership

33.7%

50.2%

+16.5 pp in Columbus, GA

Bachelor's+ (25+)

80.2%

29.7%

+50.5 pp in Cambridge, MA

Avg Commute

26.1 min

20.2 min

+5.9 min in Cambridge, MA

Crime (per 100k/yr)

Violent Crime

436.7

612.3

+40% in Columbus, GA

Property Crime

2,657.6

2,273.4

+14% in Cambridge, MA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

51.5°F

65.7°F

+14.2°F in Columbus, GA

Annual Precipitation

43.8 in

46.8 in

+3.0 in in Columbus, GA

Gas

Regular Gasoline

$4.07/gal

$3.94/gal

+3% in Cambridge, MA

Area: Massachusetts vs East Coast (PADD 1).

Utilities

Electricity (¢/kWh)

29.6

16.4

+45% in Cambridge, MA

Natural Gas ($/MCF)

$30.66

$38.60

+26% in Columbus, GA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.31

$4.00

+7% in Cambridge, MA

Bread (lb)

$1.92

$1.75

+9% in Cambridge, MA

Eggs (doz)

$2.19

$2.21

+1% in Columbus, GA

Ground Beef (lb)

$6.90

$6.45

+6% in Cambridge, MA

Chicken (lb)

$2.19

$1.90

+13% in Cambridge, MA

Bananas (lb)

$0.69

$0.62

+11% in Cambridge, MA

Average prices — Northeast vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MA / GA)

6.25%

+2.3 pp in MA

Income Tax (top rate)

9.00%

5.19%

+3.8 pp in MA

Cambridge vs Columbus — FAQ

Is it cheaper to live in Cambridge or Columbus?: Columbus, GA is cheaper. Its monthly baseline of $1,090 (1BR rent + utilities) runs about 61% below Cambridge, MA's $2,810, mainly because of rent.
How much more do you need to earn to live in Cambridge than in Columbus?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $100,000 a year in Cambridge versus $35,000 in Columbus.
Which has lower taxes, Cambridge or Columbus?: Cambridge is taxed under Massachusetts's rules (a top state income tax rate of 9.00% and a 6.25% state sales tax); Columbus under Georgia's (a top state income tax rate of 5.19% and a 4% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).