Is it cheaper to live in Bridgeport or Frederick?

Bridgeport, CT is cheaper. Its monthly baseline of $1,460 (1BR rent + utilities) runs about 11% below Frederick, MD's $1,640, mainly because of rent.

How much more do you need to earn to live in Bridgeport than in Frederick?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $47,000 a year in Bridgeport versus $57,000 in Frederick.

Which has lower taxes, Bridgeport or Frederick?

Bridgeport is taxed under Connecticut's rules (a top state income tax rate of 6.99% and a 6.35% state sales tax); Frederick under Maryland's (a top state income tax rate of 6.50% and a 6% state sales tax).

Bridgeport vs Frederick Cost of Living 2026

Bridgeport

Connecticut

$1,460/mo est.

Frederick

Maryland

$1,640/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,460 in Bridgeport, CT versus $1,640 in Frederick, MD. Overall, Bridgeport, CT is roughly 11% cheaper to live in day-to-day than Frederick, MD, driven mainly by rent.

Median household income is $56,584 in Bridgeport, CT and $95,150 in Frederick, MD — about 41% higher in Frederick, MD. Connecticut has a top state income tax rate of 6.99% and a 6.35% state sales tax; Maryland has a top state income tax rate of 6.50% and a 6% state sales tax.

Bridgeport, CT

Frederick, MD

Rent

Studio

$950

$1,658

+75% in Frederick, MD

1 Bedroom

$1,181

$1,418

+20% in Frederick, MD

2 Bedroom

$1,508

$1,661

+10% in Frederick, MD

3 Bedroom

$1,639

$1,863

+14% in Frederick, MD

Buying a Home

Median Home Value

$252,400

$365,200

+45% in Frederick, MD

Income

Median Household Income

$56,584

$95,150

+68% in Frederick, MD

Metro Median Wage (annual)

$61,470

$71,060

+16% in Frederick, MD

People & Lifestyle

Median Age

36.4 yr

37.1 yr

+0.7 yr in Frederick, MD

Homeownership

43.3%

59.2%

+15.9 pp in Frederick, MD

Bachelor's+ (25+)

23.1%

41.8%

+18.7 pp in Frederick, MD

Avg Commute

29.9 min

30.1 min

+0.2 min in Frederick, MD

Crime (per 100k/yr)

Violent Crime

401.7

406

+1% in Frederick, MD

Property Crime

1,478.4

1,696.3

+15% in Frederick, MD

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

52.5°F

52.1°F

+0.4°F in Bridgeport, CT

Annual Precipitation

42.7 in

—

Gas

Regular Gasoline

$3.86/gal

about equal

Area: East Coast (PADD 1) vs East Coast (PADD 1).

Utilities

Electricity (¢/kWh)

27.4

21.8

+20% in Bridgeport, CT

Natural Gas ($/MCF)

$23.33

$18.94

+19% in Bridgeport, CT

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.31

$4.00

+7% in Bridgeport, CT

Bread (lb)

$1.92

$1.75

+9% in Bridgeport, CT

Eggs (doz)

$2.19

$2.21

+1% in Frederick, MD

Ground Beef (lb)

$6.90

$6.45

+6% in Bridgeport, CT

Chicken (lb)

$2.19

$1.90

+13% in Bridgeport, CT

Bananas (lb)

$0.69

$0.62

+11% in Bridgeport, CT

Average prices — Northeast vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (CT / MD)

6.35%

+0.3 pp in CT

Income Tax (top rate)

6.99%

6.50%

+0.5 pp in CT

Bridgeport vs Frederick — FAQ

Is it cheaper to live in Bridgeport or Frederick?: Bridgeport, CT is cheaper. Its monthly baseline of $1,460 (1BR rent + utilities) runs about 11% below Frederick, MD's $1,640, mainly because of rent.
How much more do you need to earn to live in Bridgeport than in Frederick?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $47,000 a year in Bridgeport versus $57,000 in Frederick.
Which has lower taxes, Bridgeport or Frederick?: Bridgeport is taxed under Connecticut's rules (a top state income tax rate of 6.99% and a 6.35% state sales tax); Frederick under Maryland's (a top state income tax rate of 6.50% and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).