Living Cost Compare
Bozeman

Montana

$1,360/mo est.

vs
Sacramento

California

$1,760/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,360 in Bozeman, MT versus $1,760 in Sacramento, CA. Overall, Bozeman, MT is roughly 23% cheaper to live in day-to-day than Sacramento, CA, driven mainly by rent.

Median household income is $79,903 in Bozeman, MT and $83,753 in Sacramento, CA — about 5% higher in Sacramento, CA. Montana has a top state income tax rate of 5.65% and no state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$1,064
$1,259
+18% in Sacramento, CA
1 Bedroom
$1,214
$1,418
+17% in Sacramento, CA
2 Bedroom
$1,528
$1,742
+14% in Sacramento, CA
3 Bedroom
$2,057
$1,973
+4% in Bozeman, MT

Buying a Home

Median Home Value
$614,900
$484,600
+21% in Bozeman, MT

Income

Median Household Income
$79,903
$83,753
+5% in Sacramento, CA
Metro Median Wage (annual)
$54,830
$59,750
+9% in Sacramento, CA

People & Lifestyle

Median Age
28.6 yr
35.7 yr
+7.1 yr in Sacramento, CA
Homeownership
44.6%
51.5%
+6.9 pp in Sacramento, CA
Bachelor's+ (25+)
65.1%
36.4%
+28.7 pp in Bozeman, MT
Avg Commute
15.4 min
25.6 min
+10.2 min in Sacramento, CA

Crime (per 100k/yr)

Violent Crime
451.2
756.6
+68% in Sacramento, CA
Property Crime
1,808.3
2,615.3
+45% in Sacramento, CA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
45.3°F
61.0°F
+15.7°F in Sacramento, CA
Annual Precipitation
14.0 in
18.5 in
+4.5 in in Sacramento, CA

Gas

Regular Gasoline
$4.27/gal
$5.52/gal
+29% in Sacramento, CA

Area: Rocky Mountain (PADD 4) vs California.

Public Transit

Base Fare (one-way)
$2.50

Adult base one-way fare — vs SacRT (2026).

Utilities

Electricity (¢/kWh)
15.1
34.7
+129% in Sacramento, CA
Natural Gas ($/MCF)
$10.12
$20.33
+101% in Sacramento, CA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.82
$4.82
about equal
Bread (lb)
$2.04
$2.04
about equal
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$7.36
$7.36
about equal
Chicken (lb)
$2.01
$2.01
about equal
Bananas (lb)
$0.70
$0.70
about equal

Average prices — West vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MT / CA)
None
7.25%
+7.3 pp in CA
Income Tax (top rate)
5.65%
13.30%
+7.7 pp in CA

Bozeman vs Sacramento — FAQ

Is it cheaper to live in Bozeman or Sacramento?
Bozeman, MT is cheaper. Its monthly baseline of $1,360 (1BR rent + utilities) runs about 23% below Sacramento, CA's $1,760, mainly because of rent.
How much more do you need to earn to live in Bozeman than in Sacramento?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $49,000 a year in Bozeman versus $57,000 in Sacramento.
Which has lower taxes, Bozeman or Sacramento?
Bozeman is taxed under Montana's rules (a top state income tax rate of 5.65% and no state sales tax); Sacramento under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).