Living Cost Compare
Bowling Green

Kentucky

$1,020/mo est.

vs
Jersey City

New Jersey

$2,100/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,020 in Bowling Green, KY versus $2,100 in Jersey City, NJ. Overall, Bowling Green, KY is roughly 51% cheaper to live in day-to-day than Jersey City, NJ, driven mainly by rent.

Median household income is $48,419 in Bowling Green, KY and $94,813 in Jersey City, NJ — about 49% higher in Jersey City, NJ. Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax; New Jersey has a top state income tax rate of 10.75% and a 6.625% state sales tax.

Rent

Studio
$878
$1,949
+122% in Jersey City, NJ
1 Bedroom
$833
$1,853
+122% in Jersey City, NJ
2 Bedroom
$960
$1,857
+93% in Jersey City, NJ
3 Bedroom
$1,214
$2,004
+65% in Jersey City, NJ

Buying a Home

Median Home Value
$232,100
$534,500
+130% in Jersey City, NJ

Income

Median Household Income
$48,419
$94,813
+96% in Jersey City, NJ
Metro Median Wage (annual)
$45,040
$61,430
+36% in Jersey City, NJ

People & Lifestyle

Median Age
27.9 yr
34.7 yr
+6.8 yr in Jersey City, NJ
Homeownership
37.3%
28.8%
+8.5 pp in Bowling Green, KY
Bachelor's+ (25+)
32.0%
53.1%
+21.1 pp in Jersey City, NJ
Avg Commute
18.8 min
36.9 min
+18.1 min in Jersey City, NJ

Crime (per 100k/yr)

Violent Crime
231
562.9
+144% in Jersey City, NJ
Property Crime
2,984.4
2,036.4
+32% in Bowling Green, KY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
58.0°F
55.0°F
+3.0°F in Bowling Green, KY
Annual Precipitation
49.9 in
49.9 in
+0.0 in in Jersey City, NJ

Gas

Regular Gasoline
$3.85/gal
$3.94/gal
+2% in Jersey City, NJ

Area: Midwest (PADD 2) vs East Coast (PADD 1).

Utilities

Electricity (¢/kWh)
14.3
24.9
+75% in Jersey City, NJ
Natural Gas ($/MCF)
$33.20
$17.68
+47% in Bowling Green, KY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.31
+8% in Jersey City, NJ
Bread (lb)
$1.75
$1.92
+10% in Jersey City, NJ
Eggs (doz)
$2.21
$2.19
+1% in Bowling Green, KY
Ground Beef (lb)
$6.45
$6.90
+7% in Jersey City, NJ
Chicken (lb)
$1.90
$2.19
+15% in Jersey City, NJ
Bananas (lb)
$0.62
$0.69
+12% in Jersey City, NJ

Average prices — South vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (KY / NJ)
6%
6.625%
+0.6 pp in NJ
Income Tax (top rate)
3.50%
10.75%
+7.3 pp in NJ

Bowling Green vs Jersey City — FAQ

Is it cheaper to live in Bowling Green or Jersey City?
Bowling Green, KY is cheaper. Its monthly baseline of $1,020 (1BR rent + utilities) runs about 51% below Jersey City, NJ's $2,100, mainly because of rent.
How much more do you need to earn to live in Bowling Green than in Jersey City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $33,000 a year in Bowling Green versus $74,000 in Jersey City.
Which has lower taxes, Bowling Green or Jersey City?
Bowling Green is taxed under Kentucky's rules (a top state income tax rate of 3.50% and a 6% state sales tax); Jersey City under New Jersey's (a top state income tax rate of 10.75% and a 6.625% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).