Living Cost Compare
Boise

Idaho

$1,260/mo est.

vs
New York City

New York

$2,010/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,260 in Boise, ID versus $2,010 in New York City, NY. Overall, Boise, ID is roughly 37% cheaper to live in day-to-day than New York City, NY, driven mainly by rent.

Median household income is $81,308 in Boise, ID and $79,713 in New York City, NY — about 2% higher in Boise, ID. Idaho has a top state income tax rate of 5.30% and a 6% state sales tax; New York has a top state income tax rate of 10.90% and a 4% state sales tax.

Rent

Studio
$1,021
$1,633
+60% in New York City, NY
1 Bedroom
$1,133
$1,705
+50% in New York City, NY
2 Bedroom
$1,342
$1,781
+33% in New York City, NY
3 Bedroom
$1,749
$2,065
+18% in New York City, NY

Buying a Home

Median Home Value
$456,000
$751,700
+65% in New York City, NY

Income

Median Household Income
$81,308
$79,713
+2% in Boise, ID
Metro Median Wage (annual)
$49,100
$61,430
+25% in New York City, NY

People & Lifestyle

Median Age
38.2 yr
38.0 yr
+0.2 yr in Boise, ID
Homeownership
63.0%
32.8%
+30.2 pp in Boise, ID
Bachelor's+ (25+)
46.6%
41.0%
+5.6 pp in Boise, ID
Avg Commute
19.1 min
40.6 min
+21.5 min in New York City, NY

Crime (per 100k/yr)

Violent Crime
301
694
+131% in New York City, NY
Property Crime
1,135.1
2,415.4
+113% in New York City, NY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
52.5°F
55.0°F
+2.5°F in New York City, NY
Annual Precipitation
11.7 in
49.9 in
+38.2 in in New York City, NY

Gas

Regular Gasoline
$4.29/gal
$3.95/gal
+8% in Boise, ID

Area: Rocky Mountain (PADD 4) vs New York City.

Public Transit

Base Fare (one-way)
$3.00

Adult base one-way fare — vs MTA (2026).

Utilities

Electricity (¢/kWh)
12.3
29.9
+142% in New York City, NY
Natural Gas ($/MCF)
$10.82
$22.74
+110% in New York City, NY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.82
$4.31
+10% in Boise, ID
Bread (lb)
$2.04
$1.92
+6% in Boise, ID
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$7.36
$6.90
+6% in Boise, ID
Chicken (lb)
$2.01
$2.19
+9% in New York City, NY
Bananas (lb)
$0.70
$0.69
about equal

Average prices — West vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (ID / NY)
6%
4%
+2.0 pp in ID
Income Tax (top rate)
5.30%
10.90%
+5.6 pp in NY

Boise vs New York City — FAQ

Is it cheaper to live in Boise or New York City?
Boise, ID is cheaper. Its monthly baseline of $1,260 (1BR rent + utilities) runs about 37% below New York City, NY's $2,010, mainly because of rent.
How much more do you need to earn to live in Boise than in New York City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $45,000 a year in Boise versus $68,000 in New York City.
Which has lower taxes, Boise or New York City?
Boise is taxed under Idaho's rules (a top state income tax rate of 5.30% and a 6% state sales tax); New York City under New York's (a top state income tax rate of 10.90% and a 4% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).