Living Cost Compare
Boise

Idaho

$1,260/mo est.

vs
Louisville

Kentucky

$1,060/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,260 in Boise, ID versus $1,060 in Louisville, KY. Overall, Louisville, KY is roughly 16% cheaper to live in day-to-day than Boise, ID, driven mainly by rent.

Median household income is $81,308 in Boise, ID and $64,731 in Louisville, KY — about 20% higher in Boise, ID. Idaho has a top state income tax rate of 5.30% and a 6% state sales tax; Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax.

Rent

Studio
$1,021
$786
+23% in Boise, ID
1 Bedroom
$1,133
$877
+23% in Boise, ID
2 Bedroom
$1,342
$1,096
+18% in Boise, ID
3 Bedroom
$1,749
$1,299
+26% in Boise, ID

Buying a Home

Median Home Value
$456,000
$221,500
+51% in Boise, ID

Income

Median Household Income
$81,308
$64,731
+20% in Boise, ID
Metro Median Wage (annual)
$49,100
$48,370
+1% in Boise, ID

People & Lifestyle

Median Age
38.2 yr
37.7 yr
+0.5 yr in Boise, ID
Homeownership
63.0%
60.6%
+2.4 pp in Boise, ID
Bachelor's+ (25+)
46.6%
33.4%
+13.2 pp in Boise, ID
Avg Commute
19.1 min
22.7 min
+3.6 min in Louisville, KY

Crime (per 100k/yr)

Violent Crime
301
763.4
+154% in Louisville, KY
Property Crime
1,135.1
3,536.6
+212% in Louisville, KY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
52.5°F
58.2°F
+5.7°F in Louisville, KY
Annual Precipitation
11.7 in
44.9 in
+33.2 in in Louisville, KY

Gas

Regular Gasoline
$4.29/gal
$3.94/gal
+8% in Boise, ID

Area: Rocky Mountain (PADD 4) vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$1.75

Adult base one-way fare — vs TARC (2026).

Utilities

Electricity (¢/kWh)
12.3
15.0
+21% in Louisville, KY
Natural Gas ($/MCF)
$10.82
$29.48
+172% in Louisville, KY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.82
$4.00
+17% in Boise, ID
Bread (lb)
$2.04
$1.75
+14% in Boise, ID
Eggs (doz)
$2.19
$2.21
+1% in Louisville, KY
Ground Beef (lb)
$7.36
$6.45
+12% in Boise, ID
Chicken (lb)
$2.01
$1.90
+6% in Boise, ID
Bananas (lb)
$0.70
$0.62
+12% in Boise, ID

Average prices — West vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (ID / KY)
6%
6%
about equal
Income Tax (top rate)
5.30%
3.50%
+1.8 pp in ID

Boise vs Louisville — FAQ

Is it cheaper to live in Boise or Louisville?
Louisville, KY is cheaper. Its monthly baseline of $1,060 (1BR rent + utilities) runs about 16% below Boise, ID's $1,260, mainly because of rent.
How much more do you need to earn to live in Boise than in Louisville?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $45,000 a year in Boise versus $35,000 in Louisville.
Which has lower taxes, Boise or Louisville?
Boise is taxed under Idaho's rules (a top state income tax rate of 5.30% and a 6% state sales tax); Louisville under Kentucky's (a top state income tax rate of 3.50% and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).