Is it cheaper to live in Boise or Concord?

Boise, ID is cheaper. Its monthly baseline of $1,280 (1BR rent + utilities) runs about 9% below Concord, NH's $1,410, mainly because of electricity costs.

How much more do you need to earn to live in Boise than in Concord?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $45,000 a year in Boise versus $45,000 in Concord.

Which has lower taxes, Boise or Concord?

Boise is taxed under Idaho's rules (a top state income tax rate of 5.30% and a 6% state sales tax); Concord under New Hampshire's (no state income tax and no state sales tax).

Boise vs Concord Cost of Living 2026

Boise

Idaho

$1,280/mo est.

Concord

New Hampshire

$1,410/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,280 in Boise, ID versus $1,410 in Concord, NH. Overall, Boise, ID is roughly 9% cheaper to live in day-to-day than Concord, NH, driven mainly by electricity costs.

Median household income is $81,308 in Boise, ID and $83,701 in Concord, NH — about 3% higher in Concord, NH. Idaho has a top state income tax rate of 5.30% and a 6% state sales tax; New Hampshire has no state income tax and no state sales tax.

Boise, ID

Concord, NH

Rent

Studio

$1,021

$876

+14% in Boise, ID

1 Bedroom

$1,133

$1,134

+0% in Concord, NH

2 Bedroom

$1,342

$1,475

+10% in Concord, NH

3 Bedroom

$1,749

$1,769

+1% in Concord, NH

Buying a Home

Median Home Value

$456,000

$323,700

+29% in Boise, ID

Income

Median Household Income

$81,308

$83,701

+3% in Concord, NH

Metro Median Wage (annual)

$49,100

—

People & Lifestyle

Median Age

38.2 yr

40.7 yr

+2.5 yr in Concord, NH

Homeownership

63.0%

57.4%

+5.6 pp in Boise, ID

Bachelor's+ (25+)

46.6%

40.1%

+6.5 pp in Boise, ID

Avg Commute

19.1 min

23.2 min

+4.1 min in Concord, NH

Crime (per 100k/yr)

Violent Crime

301

180.7

+40% in Boise, ID

Property Crime

1,135.1

1,251.5

+10% in Concord, NH

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

52.5°F

46.4°F

+6.1°F in Boise, ID

Annual Precipitation

11.7 in

40.6 in

+28.9 in in Concord, NH

Gas

Regular Gasoline

$4.27/gal

$3.94/gal

+8% in Boise, ID

Area: Rocky Mountain (PADD 4) vs East Coast (PADD 1).

Utilities

Electricity (¢/kWh)

14.4

27.0

+88% in Concord, NH

Natural Gas ($/MCF)

$11.33

$21.67

+91% in Concord, NH

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.82

$4.31

+10% in Boise, ID

Bread (lb)

$2.04

$1.92

+6% in Boise, ID

Eggs (doz)

$2.19

about equal

Ground Beef (lb)

$7.36

$6.90

+6% in Boise, ID

Chicken (lb)

$2.01

$2.19

+9% in Concord, NH

Bananas (lb)

$0.70

$0.69

about equal

Average prices — West vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (ID / NH)

None

+6.0 pp in ID

Income Tax (top rate)

5.30%

None

+5.3 pp in ID

Boise vs Concord — FAQ

Is it cheaper to live in Boise or Concord?: Boise, ID is cheaper. Its monthly baseline of $1,280 (1BR rent + utilities) runs about 9% below Concord, NH's $1,410, mainly because of electricity costs.
How much more do you need to earn to live in Boise than in Concord?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $45,000 a year in Boise versus $45,000 in Concord.
Which has lower taxes, Boise or Concord?: Boise is taxed under Idaho's rules (a top state income tax rate of 5.30% and a 6% state sales tax); Concord under New Hampshire's (no state income tax and no state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).