Living Cost Compare
Bismarck

North Dakota

$960/mo est.

vs
Salt Lake City

Utah

$1,300/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $960 in Bismarck, ND versus $1,300 in Salt Lake City, UT. Overall, Bismarck, ND is roughly 26% cheaper to live in day-to-day than Salt Lake City, UT, driven mainly by rent.

Median household income is $77,608 in Bismarck, ND and $74,925 in Salt Lake City, UT — about 3% higher in Bismarck, ND. North Dakota has a top state income tax rate of 2.50% and a 5% state sales tax; Utah has a top state income tax rate of 4.50% and a 6.1% state sales tax.

Rent

Studio
$723
$997
+38% in Salt Lake City, UT
1 Bedroom
$803
$1,166
+45% in Salt Lake City, UT
2 Bedroom
$989
$1,461
+48% in Salt Lake City, UT
3 Bedroom
$1,421
$1,993
+40% in Salt Lake City, UT

Buying a Home

Median Home Value
$291,400
$495,700
+70% in Salt Lake City, UT

Income

Median Household Income
$77,608
$74,925
+3% in Bismarck, ND
Metro Median Wage (annual)
$52,560
$55,240
+5% in Salt Lake City, UT

People & Lifestyle

Median Age
38.2 yr
33.0 yr
+5.2 yr in Bismarck, ND
Homeownership
65.8%
46.8%
+19.0 pp in Bismarck, ND
Bachelor's+ (25+)
38.7%
50.9%
+12.2 pp in Salt Lake City, UT
Avg Commute
15.5 min
19.6 min
+4.1 min in Salt Lake City, UT

Crime (per 100k/yr)

Violent Crime
278
878.8
+216% in Salt Lake City, UT
Property Crime
2,417.1
5,257.3
+118% in Salt Lake City, UT

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
43.0°F
52.8°F
+9.8°F in Salt Lake City, UT
Annual Precipitation
17.9 in
16.1 in
+1.8 in in Bismarck, ND

Gas

Regular Gasoline
$3.85/gal
$4.27/gal
+11% in Salt Lake City, UT

Area: Midwest (PADD 2) vs Rocky Mountain (PADD 4).

Utilities

Electricity (¢/kWh)
14.1
13.4
+5% in Bismarck, ND
Natural Gas ($/MCF)
$18.21
$11.84
+35% in Bismarck, ND

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.82
+12% in Salt Lake City, UT
Bread (lb)
$1.66
$2.04
+23% in Salt Lake City, UT
Eggs (doz)
$3.63
$2.19
+40% in Bismarck, ND
Ground Beef (lb)
$6.77
$7.36
+9% in Salt Lake City, UT
Chicken (lb)
$2.10
$2.01
+4% in Bismarck, ND
Bananas (lb)
$0.62
$0.70
+14% in Salt Lake City, UT

Average prices — Midwest vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (ND / UT)
5%
6.1%
+1.1 pp in UT
Income Tax (top rate)
2.50%
4.50%
+2.0 pp in UT

Bismarck vs Salt Lake City — FAQ

Is it cheaper to live in Bismarck or Salt Lake City?
Bismarck, ND is cheaper. Its monthly baseline of $960 (1BR rent + utilities) runs about 26% below Salt Lake City, UT's $1,300, mainly because of rent.
How much more do you need to earn to live in Bismarck than in Salt Lake City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $32,000 a year in Bismarck versus $47,000 in Salt Lake City.
Which has lower taxes, Bismarck or Salt Lake City?
Bismarck is taxed under North Dakota's rules (a top state income tax rate of 2.50% and a 5% state sales tax); Salt Lake City under Utah's (a top state income tax rate of 4.50% and a 6.1% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).