Living Cost Compare
Bismarck

North Dakota

$960/mo est.

vs
Little Rock

Arkansas

$1,080/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $960 in Bismarck, ND versus $1,080 in Little Rock, AR. Overall, Bismarck, ND is roughly 11% cheaper to live in day-to-day than Little Rock, AR, driven mainly by rent.

Median household income is $77,608 in Bismarck, ND and $60,583 in Little Rock, AR — about 22% higher in Bismarck, ND. North Dakota has a top state income tax rate of 2.50% and a 5% state sales tax; Arkansas has a top state income tax rate of 3.90% and a 6.5% state sales tax.

Rent

Studio
$723
$981
+36% in Little Rock, AR
1 Bedroom
$803
$904
+13% in Little Rock, AR
2 Bedroom
$989
$1,064
+8% in Little Rock, AR
3 Bedroom
$1,421
$1,292
+9% in Bismarck, ND

Buying a Home

Median Home Value
$291,400
$221,200
+24% in Bismarck, ND

Income

Median Household Income
$77,608
$60,583
+22% in Bismarck, ND
Metro Median Wage (annual)
$52,560
$45,790
+13% in Bismarck, ND

People & Lifestyle

Median Age
38.2 yr
36.4 yr
+1.8 yr in Bismarck, ND
Homeownership
65.8%
54.2%
+11.6 pp in Bismarck, ND
Bachelor's+ (25+)
38.7%
44.0%
+5.3 pp in Little Rock, AR
Avg Commute
15.5 min
18.3 min
+2.8 min in Little Rock, AR

Crime (per 100k/yr)

Violent Crime
278
1,673
+502% in Little Rock, AR
Property Crime
2,417.1
5,251.5
+117% in Little Rock, AR

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
43.0°F
62.7°F
+19.7°F in Little Rock, AR
Annual Precipitation
17.9 in
49.8 in
+31.9 in in Little Rock, AR

Gas

Regular Gasoline
$3.85/gal
$3.62/gal
+6% in Bismarck, ND

Area: Midwest (PADD 2) vs Gulf Coast (PADD 3).

Utilities

Electricity (¢/kWh)
14.1
14.1
about equal
Natural Gas ($/MCF)
$18.21
$27.86
+53% in Little Rock, AR

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.00
+7% in Bismarck, ND
Bread (lb)
$1.66
$1.75
+5% in Little Rock, AR
Eggs (doz)
$3.63
$2.21
+39% in Bismarck, ND
Ground Beef (lb)
$6.77
$6.45
+5% in Bismarck, ND
Chicken (lb)
$2.10
$1.90
+9% in Bismarck, ND
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (ND / AR)
5%
6.5%
+1.5 pp in AR
Income Tax (top rate)
2.50%
3.90%
+1.4 pp in AR

Bismarck vs Little Rock — FAQ

Is it cheaper to live in Bismarck or Little Rock?
Bismarck, ND is cheaper. Its monthly baseline of $960 (1BR rent + utilities) runs about 11% below Little Rock, AR's $1,080, mainly because of rent.
How much more do you need to earn to live in Bismarck than in Little Rock?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $32,000 a year in Bismarck versus $36,000 in Little Rock.
Which has lower taxes, Bismarck or Little Rock?
Bismarck is taxed under North Dakota's rules (a top state income tax rate of 2.50% and a 5% state sales tax); Little Rock under Arkansas's (a top state income tax rate of 3.90% and a 6.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).