Living Cost Compare
Bismarck

North Dakota

$960/mo est.

vs
Fort Worth

Texas

$1,390/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $960 in Bismarck, ND versus $1,390 in Fort Worth, TX. Overall, Bismarck, ND is roughly 31% cheaper to live in day-to-day than Fort Worth, TX, driven mainly by rent.

Median household income is $77,608 in Bismarck, ND and $76,602 in Fort Worth, TX — about 1% higher in Bismarck, ND. North Dakota has a top state income tax rate of 2.50% and a 5% state sales tax; Texas has no state income tax and a 6.25% state sales tax.

Rent

Studio
$723
$1,310
+81% in Fort Worth, TX
1 Bedroom
$803
$1,191
+48% in Fort Worth, TX
2 Bedroom
$989
$1,393
+41% in Fort Worth, TX
3 Bedroom
$1,421
$1,721
+21% in Fort Worth, TX

Buying a Home

Median Home Value
$291,400
$277,300
+5% in Bismarck, ND

Income

Median Household Income
$77,608
$76,602
+1% in Bismarck, ND
Metro Median Wage (annual)
$52,560
$51,440
+2% in Bismarck, ND

People & Lifestyle

Median Age
38.2 yr
33.4 yr
+4.8 yr in Bismarck, ND
Homeownership
65.8%
56.7%
+9.1 pp in Bismarck, ND
Bachelor's+ (25+)
38.7%
31.7%
+7.0 pp in Bismarck, ND
Avg Commute
15.5 min
26.9 min
+11.4 min in Fort Worth, TX

Crime (per 100k/yr)

Violent Crime
278
465.2
+67% in Fort Worth, TX
Property Crime
2,417.1
2,735.7
+13% in Fort Worth, TX

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
43.0°F
65.7°F
+22.7°F in Fort Worth, TX
Annual Precipitation
17.9 in
36.1 in
+18.2 in in Fort Worth, TX

Gas

Regular Gasoline
$3.85/gal
$3.58/gal
+7% in Bismarck, ND

Area: Midwest (PADD 2) vs Texas.

Public Transit

Base Fare (one-way)
$2.00

Adult base one-way fare — vs Trinity Metro (2026).

Utilities

Electricity (¢/kWh)
14.1
15.9
+13% in Fort Worth, TX
Natural Gas ($/MCF)
$18.21
$31.89
+75% in Fort Worth, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.00
+7% in Bismarck, ND
Bread (lb)
$1.66
$1.75
+5% in Fort Worth, TX
Eggs (doz)
$3.63
$2.21
+39% in Bismarck, ND
Ground Beef (lb)
$6.77
$6.45
+5% in Bismarck, ND
Chicken (lb)
$2.10
$1.90
+9% in Bismarck, ND
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (ND / TX)
5%
6.25%
+1.3 pp in TX
Income Tax (top rate)
2.50%
None
+2.5 pp in ND

Bismarck vs Fort Worth — FAQ

Is it cheaper to live in Bismarck or Fort Worth?
Bismarck, ND is cheaper. Its monthly baseline of $960 (1BR rent + utilities) runs about 31% below Fort Worth, TX's $1,390, mainly because of rent.
How much more do you need to earn to live in Bismarck than in Fort Worth?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $32,000 a year in Bismarck versus $48,000 in Fort Worth.
Which has lower taxes, Bismarck or Fort Worth?
Bismarck is taxed under North Dakota's rules (a top state income tax rate of 2.50% and a 5% state sales tax); Fort Worth under Texas's (no state income tax and a 6.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).