Living Cost Compare
Bismarck

North Dakota

$960/mo est.

vs
El Paso

Texas

$1,020/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $960 in Bismarck, ND versus $1,020 in El Paso, TX. Overall, Bismarck, ND is roughly 6% cheaper to live in day-to-day than El Paso, TX, driven mainly by natural gas costs.

Median household income is $77,608 in Bismarck, ND and $58,734 in El Paso, TX — about 24% higher in Bismarck, ND. North Dakota has a top state income tax rate of 2.50% and a 5% state sales tax; Texas has no state income tax and a 6.25% state sales tax.

Rent

Studio
$723
$707
+2% in Bismarck, ND
1 Bedroom
$803
$816
+2% in El Paso, TX
2 Bedroom
$989
$993
+0% in El Paso, TX
3 Bedroom
$1,421
$1,252
+12% in Bismarck, ND

Buying a Home

Median Home Value
$291,400
$171,700
+41% in Bismarck, ND

Income

Median Household Income
$77,608
$58,734
+24% in Bismarck, ND
Metro Median Wage (annual)
$52,560
$39,510
+25% in Bismarck, ND

People & Lifestyle

Median Age
38.2 yr
34.1 yr
+4.1 yr in Bismarck, ND
Homeownership
65.8%
60.2%
+5.6 pp in Bismarck, ND
Bachelor's+ (25+)
38.7%
27.5%
+11.2 pp in Bismarck, ND
Avg Commute
15.5 min
23.7 min
+8.2 min in El Paso, TX

Crime (per 100k/yr)

Violent Crime
278
319.7
+15% in El Paso, TX
Property Crime
2,417.1
1,509.3
+38% in Bismarck, ND

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
43.0°F
64.6°F
+21.6°F in El Paso, TX
Annual Precipitation
17.9 in
9.7 in
+8.1 in in Bismarck, ND

Gas

Regular Gasoline
$3.85/gal
$3.58/gal
+7% in Bismarck, ND

Area: Midwest (PADD 2) vs Texas.

Public Transit

Base Fare (one-way)
$1.50

Adult base one-way fare — vs Sun Metro (2026).

Utilities

Electricity (¢/kWh)
14.1
15.9
+13% in El Paso, TX
Natural Gas ($/MCF)
$18.21
$31.89
+75% in El Paso, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.00
+7% in Bismarck, ND
Bread (lb)
$1.66
$1.75
+5% in El Paso, TX
Eggs (doz)
$3.63
$2.21
+39% in Bismarck, ND
Ground Beef (lb)
$6.77
$6.45
+5% in Bismarck, ND
Chicken (lb)
$2.10
$1.90
+9% in Bismarck, ND
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (ND / TX)
5%
6.25%
+1.3 pp in TX
Income Tax (top rate)
2.50%
None
+2.5 pp in ND

Bismarck vs El Paso — FAQ

Is it cheaper to live in Bismarck or El Paso?
Bismarck, ND is cheaper. Its monthly baseline of $960 (1BR rent + utilities) runs about 6% below El Paso, TX's $1,020, mainly because of natural gas costs.
How much more do you need to earn to live in Bismarck than in El Paso?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $32,000 a year in Bismarck versus $33,000 in El Paso.
Which has lower taxes, Bismarck or El Paso?
Bismarck is taxed under North Dakota's rules (a top state income tax rate of 2.50% and a 5% state sales tax); El Paso under Texas's (no state income tax and a 6.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).