Living Cost Compare
Bismarck

North Dakota

$960/mo est.

vs
Charleston

West Virginia

$850/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $960 in Bismarck, ND versus $850 in Charleston, WV. Overall, Charleston, WV is roughly 11% cheaper to live in day-to-day than Bismarck, ND, driven mainly by rent.

Median household income is $77,608 in Bismarck, ND and $64,512 in Charleston, WV — about 17% higher in Bismarck, ND. North Dakota has a top state income tax rate of 2.50% and a 5% state sales tax; West Virginia has a top state income tax rate of 4.82% and a 6% state sales tax.

Rent

Studio
$723
$630
+13% in Bismarck, ND
1 Bedroom
$803
$668
+17% in Bismarck, ND
2 Bedroom
$989
$980
+1% in Bismarck, ND
3 Bedroom
$1,421
$1,139
+20% in Bismarck, ND

Buying a Home

Median Home Value
$291,400
$187,300
+36% in Bismarck, ND

Income

Median Household Income
$77,608
$64,512
+17% in Bismarck, ND
Metro Median Wage (annual)
$52,560
$45,830
+13% in Bismarck, ND

People & Lifestyle

Median Age
38.2 yr
42.6 yr
+4.4 yr in Charleston, WV
Homeownership
65.8%
62.8%
+3.0 pp in Bismarck, ND
Bachelor's+ (25+)
38.7%
44.1%
+5.4 pp in Charleston, WV
Avg Commute
15.5 min
17.9 min
+2.4 min in Charleston, WV

Crime (per 100k/yr)

Violent Crime
278
542.7
+95% in Charleston, WV
Property Crime
2,417.1
3,148
+30% in Charleston, WV

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
43.0°F
55.7°F
+12.7°F in Charleston, WV
Annual Precipitation
17.9 in
44.0 in
+26.2 in in Charleston, WV

Gas

Regular Gasoline
$3.85/gal
$3.94/gal
+2% in Charleston, WV

Area: Midwest (PADD 2) vs East Coast (PADD 1).

Utilities

Electricity (¢/kWh)
14.1
15.4
+9% in Charleston, WV
Natural Gas ($/MCF)
$18.21
$24.68
+36% in Charleston, WV

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.00
+7% in Bismarck, ND
Bread (lb)
$1.66
$1.75
+5% in Charleston, WV
Eggs (doz)
$3.63
$2.21
+39% in Bismarck, ND
Ground Beef (lb)
$6.77
$6.45
+5% in Bismarck, ND
Chicken (lb)
$2.10
$1.90
+9% in Bismarck, ND
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (ND / WV)
5%
6%
+1.0 pp in WV
Income Tax (top rate)
2.50%
4.82%
+2.3 pp in WV

Bismarck vs Charleston — FAQ

Is it cheaper to live in Bismarck or Charleston?
Charleston, WV is cheaper. Its monthly baseline of $850 (1BR rent + utilities) runs about 11% below Bismarck, ND's $960, mainly because of rent.
How much more do you need to earn to live in Bismarck than in Charleston?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $32,000 a year in Bismarck versus $27,000 in Charleston.
Which has lower taxes, Bismarck or Charleston?
Bismarck is taxed under North Dakota's rules (a top state income tax rate of 2.50% and a 5% state sales tax); Charleston under West Virginia's (a top state income tax rate of 4.82% and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).