Monthly estimate = 1BR rent + electricity + gas
A one-person monthly baseline (1BR rent plus typical utilities) runs $960 in Bismarck, ND versus $900 in Cedar Rapids, IA. Overall, Cedar Rapids, IA is roughly 6% cheaper to live in day-to-day than Bismarck, ND, driven mainly by rent.
Median household income is $77,608 in Bismarck, ND and $67,859 in Cedar Rapids, IA — about 13% higher in Bismarck, ND. North Dakota has a top state income tax rate of 2.50% and a 5% state sales tax; Iowa has a top state income tax rate of 3.80% and a 6% state sales tax.
Rent
Buying a Home
Income
People & Lifestyle
Crime (per 100k/yr)
FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.
Climate
Gas
Area: Midwest (PADD 2) vs Midwest (PADD 2).
Utilities
Residential, state-level averages (EIA). MCF = 1,000 cubic feet.
Groceries
Average prices — Midwest vs Midwest (BLS). Regional where available, otherwise U.S. average.
State Taxes
Bismarck vs Cedar Rapids — FAQ
- Is it cheaper to live in Bismarck or Cedar Rapids?
- Cedar Rapids, IA is cheaper. Its monthly baseline of $900 (1BR rent + utilities) runs about 6% below Bismarck, ND's $960, mainly because of rent.
- How much more do you need to earn to live in Bismarck than in Cedar Rapids?
- To keep rent near the recommended 30% of gross income, you'd want to earn roughly $32,000 a year in Bismarck versus $29,000 in Cedar Rapids.
- Which has lower taxes, Bismarck or Cedar Rapids?
- Bismarck is taxed under North Dakota's rules (a top state income tax rate of 2.50% and a 5% state sales tax); Cedar Rapids under Iowa's (a top state income tax rate of 3.80% and a 6% state sales tax).
Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).